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Zions Bancorporation N.A. (ZION)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fondamental

75

Prix

$67.45

Capitalisation boursière

$10.03B

Partie 1 · Ce que vaut l'entreprise

Vue d'ensemble

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

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Bilan & Liquidités

Chiffre d'affaires

$3.74B

12 derniers mois (au 30/06/2026)

Résultat net

$1.17B

12 derniers mois (au 30/06/2026)

Flux de trésorerie libre

$952M

Capitaux propres totaux

$7.18B

Passif total

$81.51B

Ratio de liquidité général

-

Couverture des intérêts

0.56

Dette/EBITDA

-

Bénéfice par action

Chiffre d'affaires & Résultat net

Flux de trésorerie libre

Décomposition du résultat

État historique

Marges dans le temps

La dette dans le temps

Grille de la croissance

Croissance — Chiffre d'affaires

Estimation de la juste valeur

Sous-évalué

Juste valeur

$138.88

Prix actuel

$67.45

Marge de sécurité

+51.4%

Fourchette de juste valeur

$90.27 - $187.49

Méthodes d'estimation

Analyst Target:$74.95
DCF:$300.39
PE-based:$75.02
Graham Growth:$244.13
EPV:$63.81
Consensus des analystes:Conserver (12B / 14H / 3S)
Dernière surprise sur les résultats:+65.28%

Indicateurs de valorisation

Ratio P/E

8.65

ROE

12.5%

Ratio P/B

1.29

P/FCF

5.90

Marge brute

-

ROIC

-

Radar de rentabilité

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

Critères d'analyse fondamentale

Réussi (15)

  • EPS shows upward trend
  • P/FCF 5.90
  • P/B Ratio 1.29
  • Operating Margin 40.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 16.1%
  • Earnings Surprise avg 21.4%
  • PEG Ratio 0.66
  • Earnings Quality (OCF/NI) 1.54
  • Share Dilution -5.6%
  • Net Margin Trend 31.3% vs 26.0%
  • Piotroski F-Score 7/9

Échoué (7)

  • Price CAGR 4.70%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 4.3%
  • Analyst Consensus 41% Buy

Indisponible (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Score F de Piotroski

7/9

Santé financière solide

score
criteria

Qualité des bénéfices

1.54

Qualité élevée : bénéfices soutenus par la trésorerie

Dilution du capital

-5.6%

Rachat d'actions. Favorable aux actionnaires

Gouvernance

Équipe dirigeante

NomTitreÂge
Mr. Harris Henry SimmonsChairman & CEO71
Mr. Scott J. McLeanPresident, COO & Director68
Mr. Robert Ryan RichardsExecutive VP & CFO48
Mr. Christopher KyriakakisExecutive VP & Chief Risk Officer53
Mr. Kenneth Jay CollinsExecutive VP and Chief Transformation & Operations Officer59
Ms. Margaret MayerExecutive VP & Chief Information Officer-
Dave RichesInterim Director of Investor Relations-
Ms. Rena A. Miller J.D.Executive VP, General Counsel & Corporate Secretary65
Mr. Eric LuceroExecutive VP & Chief Marketing Officer-
Ms. Christina MilesSenior VP & Director of Sales-

Risque d'audit

2

Risque du conseil

5

Risque de rémunération

1

Risque droits des actionnaires

1

Partie 2 · Le prix et le moment d'entrer

Cette partie ne dit pas si l'entreprise vaut la peine : elle aide à choisir quand l'acheter, une fois que les fondamentaux vous ont convaincu. À l'intérieur : analyse technique, potentiel, baisses historiques, exposition gamma.

Latest News

Recent headlines for ZION, sourced from Markets Gazette.

  • 4/20/2026NEUTRAL
    Zions Bancorp Reports Q1 2026 Results: Full Earnings Call Transcript

    Zions Bancorp has released its Q1 2026 earnings call transcript. While the transcript provides a detailed account of the company's performance and outlook, it does not contain specific financial figures or forward-looking statements that would indicate a clear positive or negative shift in its valuation. Investors will need to review the transcript for qualitative insights into management's strategy, operational efficiency, and market positioning. The absence of immediate quantitative data suggests a neutral stance until further analysis of the call's content can be performed.

  • 4/17/2026POSITIVE
    How To Earn $500 A Month From Zions Bancorp Stock Ahead Of Q1 Earnings

    Zions Bancorp is set to announce its first-quarter earnings on April 20th. The article highlights a potentially attractive dividend yield, suggesting it could draw investor interest for capital appreciation. While specific earnings forecasts are not detailed, the focus on dividend yield implies a positive outlook for income-focused investors anticipating steady or increased payouts. This could signal a favorable environment for shareholders looking for consistent returns ahead of the earnings report.

via Markets Gazette