Qifu Technology, Inc (QFIN)
POSITIVEFundamental
82
मूल्य
$11.31
मार्केट कैप
$1.39B
भाग 1 · कंपनी का मूल्य कितना है
अवलोकन
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
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बैलेंस शीट और तरलता
राजस्व
$15.10B
पिछले 12 महीने (31/3/2026 तक)
शुद्ध आय
$5.07B
पिछले 12 महीने (31/3/2026 तक)
Free Cash Flow
$9.88B
कुल इक्विटी
$3.61B
कुल देनदारियाँ
$2.85B
Current Ratio
2.22
Interest Coverage
-
Debt/EBITDA
0.39
Earnings Per Share
राजस्व और शुद्ध आय
Free Cash Flow
आय विवरण
ऐतिहासिक विवरण
समय के साथ मार्जिन
समय के साथ ऋण
ऋण कितना भारी है
वृद्धि तालिका
वृद्धि — राजस्व
Fair Value अनुमान
Fair Value
$568.69
वर्तमान मूल्य
$11.31
Margin of Safety
+98.0%
Fair Value सीमा
$369.65 - $767.74
अनुमान विधियाँ
मूल्यांकन मेट्रिक्स
P/E Ratio
1.99
ROE
21.3%
P/B Ratio
0.38
P/FCF
0.14
Gross Margin
57.1%
ROIC
61.8%
लाभप्रदता Radar
Value Creation (Economic Moat)
ROIC
61.8%
WACC
2.8%
ROIC − WACC
+59.0 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
Fundamental विश्लेषण मानदंड
पास (16)
- ROIC 61.8%
- Gross Margin 57.1%
- P/FCF 0.14
- P/B Ratio 0.38
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
- DCF valuation (Undervalued)
- ROE 21.0%
- Revenue Growth 5Y 7.2%
- Analyst Consensus 84% Buy
- Earnings Surprise avg 3.0%
- PEG Ratio 0.15
- Earnings Quality (OCF/NI) 1.73
फेल (3)
- Price CAGR -3.59%
- Net Margin Trend 31.2% vs 36.5%
- Piotroski F-Score 2/9
अनुपलब्ध (8)
- EPS data insufficient
- Dividend Payout NaN%
- Operating Margin NaN%
- Interest Coverage
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- Share Dilution (missing shares data)
Piotroski F-Score
गंभीर वित्तीय चिंताएं
Earnings गुणवत्ता
उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित
शेयर Dilution
शेयर वापस खरीद रही है। शेयरधारक अनुकूल
प्रशासन
कार्यकारी टीम
| नाम | पद | आयु |
|---|---|---|
| Mr. Haisheng Wu | CEO & Director | 42 |
| Mr. Zuoli Xu CFA | CFO & Director | 56 |
| Mr. Zhiqiang He | Senior Vice President | 42 |
| Mr. Yan Zheng | Chief Risk Officer | 37 |
| Ms. Karen Ji | Senior Director of Capital Markets | - |
भाग 2 · कीमत और खरीदने का समय
यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।
Latest News
Recent headlines for QFIN, sourced from Markets Gazette.