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Sezzle Inc. (SEZL)

POSITIVE
Financial ServicesCredit ServicesUnited States

Fundamental

80

मूल्य

$123.78

मार्केट कैप

$4.00B

भाग 1 · कंपनी का मूल्य कितना है

अवलोकन

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

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बैलेंस शीट और तरलता

राजस्व

$294M

पिछले 12 महीने (30/6/2026 तक)

शुद्ध आय

$161M

पिछले 12 महीने (30/6/2026 तक)

Free Cash Flow

$209M

कुल इक्विटी

$170M

कुल देनदारियाँ

$230M

Current Ratio

4.02

Interest Coverage

15.49

Debt/EBITDA

0.69

Earnings Per Share

राजस्व और शुद्ध आय

Free Cash Flow

आय विवरण

ऐतिहासिक विवरण

समय के साथ मार्जिन

समय के साथ ऋण

ऋण कितना भारी है

वृद्धि तालिका

वृद्धि — राजस्व

Fair Value अनुमान

उचित मूल्यांकित

Fair Value

$113.79

वर्तमान मूल्य

$123.78

Margin of Safety

-8.8%

Fair Value सीमा

$73.96 - $153.62

अनुमान विधियाँ

Analyst Target:$168.00
DCF:$52.97
PE-based:$119.69
Graham Growth:$74.24
EPV:$24.62
विश्लेषक सहमति:खरीदें (8B / 5H / 0S)
अंतिम Earnings सरप्राइज़:+7.91%

मूल्यांकन मेट्रिक्स

P/E Ratio

25.75

ROE

78.4%

P/B Ratio

17.05

P/FCF

14.46

Gross Margin

-

ROIC

47.8%

लाभप्रदता Radar

Value Creation (Economic Moat)

ROIC

47.8%

WACC

17.7%

ROIC − WACC

+30.1 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

Fundamental विश्लेषण मानदंड

पास (20)

  • EPS shows upward trend
  • Price CAGR 226.48%
  • ROIC 47.8%
  • P/FCF 14.46
  • Debt/Equity ratio
  • Operating Margin 73.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • ROE 90.9%
  • Revenue Growth 5Y 50.3%
  • Analyst Consensus 62% Buy
  • Earnings Surprise avg 12.9%
  • Earnings Quality (OCF/NI) 1.71
  • Share Dilution -0.2%
  • Piotroski F-Score 8/9

फेल (4)

  • P/B Ratio 17.05
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Net Margin Trend 55.0% vs 56.8%

अनुपलब्ध (3)

  • Gross Margin NaN%
  • Dividend Payout NaN%
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-Score

8/9

मजबूत वित्तीय स्वास्थ्य

score
criteria

Earnings गुणवत्ता

1.71

उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित

शेयर Dilution

-0.2%

शेयर वापस खरीद रही है। शेयरधारक अनुकूल

प्रशासन

कार्यकारी टीम

नामपदआयु
Mr. Charles G. YouakimCo-Founder, Executive Chairman & CEO48
Mr. Paul Victor ParadisCo-Founder, President & Executive Director41
Mr. Lee Dickson Brading C.F.A.Chief Financial Officer57
Mr. Amin SabzivandChief Operating Officer36
Justin KrauseSenior VP of Finance & Financial Controller-

Audit जोखिम

10

बोर्ड जोखिम

9

मुआवजा जोखिम

8

शेयरधारक अधिकार जोखिम

2

भाग 2 · कीमत और खरीदने का समय

यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।

Latest News

Recent headlines for SEZL, sourced from Markets Gazette.

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Disclaimer

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