UMB Financial Corporation (UMBF)
POSITIVEFundamental
74
मूल्य
$143.33
मार्केट कैप
$11.06B
भाग 1 · कंपनी का मूल्य कितना है
अवलोकन
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
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बैलेंस शीट और तरलता
राजस्व
$2.92B
पिछले 12 महीने (30/6/2026 तक)
शुद्ध आय
$943M
पिछले 12 महीने (30/6/2026 तक)
Free Cash Flow
$978M
कुल इक्विटी
$7.69B
कुल देनदारियाँ
$65.40B
Current Ratio
-
Interest Coverage
0.58
Debt/EBITDA
-
Earnings Per Share
राजस्व और शुद्ध आय
Free Cash Flow
आय विवरण
ऐतिहासिक विवरण
समय के साथ मार्जिन
समय के साथ ऋण
वृद्धि तालिका
वृद्धि — राजस्व
Fair Value अनुमान
Fair Value
$138.19
वर्तमान मूल्य
$143.33
Margin of Safety
-3.7%
Fair Value सीमा
$94.20 - $182.17
अनुमान विधियाँ
मूल्यांकन मेट्रिक्स
P/E Ratio
11.83
ROE
9.1%
P/B Ratio
1.36
P/FCF
10.51
Gross Margin
-
ROIC
-
लाभप्रदता Radar
Value Creation (Economic Moat)
ROIC
-
WACC
9.4%
ROIC − WACC
-
Fundamental विश्लेषण मानदंड
पास (18)
- EPS shows upward trend
- EPS CAGR 8.34%
- Price CAGR 6.53%
- P/FCF 10.51
- P/B Ratio 1.36
- Operating Margin 40.8%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 12.2%
- Revenue Growth 5Y 13.0%
- Analyst Consensus 84% Buy
- Earnings Surprise avg 7.1%
- PEG Ratio 1.22
- Earnings Quality (OCF/NI) 1.16
- Net Margin Trend 32.3% vs 25.2%
- Piotroski F-Score 6/9
फेल (5)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Share Dilution 54.0%
अनुपलब्ध (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
मिश्रित संकेत: कुछ क्षेत्रों पर ध्यान देना आवश्यक
Earnings गुणवत्ता
उच्च गुणवत्ता: earnings नकदी द्वारा समर्थित
शेयर Dilution
नए शेयर जारी कर रही है, स्वामित्व को कम कर रही है
प्रशासन
कार्यकारी टीम
| नाम | पद | आयु |
|---|---|---|
| Mr. J. Mariner Kemper | Chairman & CEO | 52 |
| Mr. James D. Rine | President & Vice Chairman | 54 |
| Mr. Ram Shankar | Executive VP & CFO | 52 |
| Ms. Uma Wilson AAP, CTP | Executive VP and Chief Information, Bank Product & Operations Officer | 46 |
| Ms. Shannon Andresen Johnson P.H.R. | Executive VP, Chief Administrative Officer & Chief Risk Officer | 45 |
Audit जोखिम
2
बोर्ड जोखिम
4
मुआवजा जोखिम
3
शेयरधारक अधिकार जोखिम
4
भाग 2 · कीमत और खरीदने का समय
यह हिस्सा यह नहीं बताता कि कंपनी अच्छी है या नहीं: यह तय करने में मदद करता है कि उसे कब खरीदें, जब फंडामेंटल आपको आश्वस्त कर चुके हों। इसमें: तकनीकी विश्लेषण, संभावना, ऐतिहासिक गिरावट, गामा एक्सपोज़र।
Latest News
Recent headlines for UMBF, sourced from Markets Gazette.
- 3/15/2026POSITIVERegional Bank Stock Up 14% in a Year as Investor Sells $2.6 Million in Shares
UMB Financial Corporation has seen its stock price rise 14% over the past year, demonstrating robust performance in the regional banking sector. The company, which offers a range of banking and asset management services across 15 states, generates income through interest and fees. Despite a recent sale of $2.6 million in shares by an investor, the stock's upward trend suggests sustained investor confidence and positive operational momentum. This performance indicates UMBF's resilience and ability to navigate the current economic landscape, making it an attractive option for investors seeking exposure to the financial services industry.
via Markets Gazette