The Baldwin Insurance Group, Inc. (BWIN)
NEUTRALFondamentale
35
Prezzo
$31.07
Capitalizzazione
$3.11B
Parte 1 · Quanto vale l'azienda
Panoramica
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
Per questa società non c'è ancora una scheda redazionale
Concorrenti diretti
Con chi questa società si contende gli stessi clienti
Per questa società non c'è ancora una scheda redazionale
Per questa società non c'è ancora un elenco di concorrenti.
Stato Patrimoniale e Liquidità
Ricavi
$1.72B
Ultimi 12 mesi (al 30/06/2026)
Utile Netto
$-81M
Ultimi 12 mesi (al 30/06/2026)
Free Cash Flow
$-69M
Patrimonio Netto Totale
$600M
Passività Totali
$2.78B
Rapporto di Liquidità
1.07
Copertura Interessi
0.83
Debito/EBITDA
12.72
Utile per Azione
Ricavi e Utile Netto
Free Cash Flow
Scomposizione Ricavi
Prospetto storico
Margini nel tempo
Il debito nel tempo
Quanto pesa il debito
Griglia della crescita
Crescita — Ricavi
Stima del Fair Value
Fair Value
$32.22
Prezzo Attuale
$31.07
Margine di Sicurezza
+3.6%
Range Fair Value
$30.61 - $33.83
Metodi di Stima
Metriche di Valutazione
Rapporto P/E
-
ROE
-5.6%
Rapporto P/B
1.20
P/FCF
24.34
Margine Lordo
-
ROIC
-2.1%
Radar Redditività
Creazione di Valore (Vantaggio Competitivo)
ROIC
-2.1%
WACC
7.7%
ROIC − WACC
-9.8 pp
Il ROIC è sotto il costo del capitale: l'azienda distrugge valore per ogni dollaro investito.
Criteri di Analisi Fondamentale
Superati (7)
- EPS shows upward trend
- Price CAGR 10.31%
- P/FCF 24.34
- P/B Ratio 1.20
- Positive Free Cash Flow
- Current Ratio
- Analyst Consensus 71% Buy
Non superati (14)
- ROIC -2.1%
- Debt/Equity ratio
- Operating Margin -6.9%
- CapEx intensity
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- DCF valuation (Overvalued)
- ROE -10.6%
- Earnings Surprise avg 0.9%
- Share Dilution 7.6%
- Net Margin Trend -4.7% vs -1.2%
- Piotroski F-Score 2/9
Non disponibili (6)
- Gross Margin NaN%
- Dividend Payout NaN%
- Price below Graham Number
- Revenue Growth 5Y (Finnhub)
- PEG Ratio (need PE > 0 and growth > 0)
- Earnings Quality (OCF/Net Income)
Piotroski F-Score
Preoccupazioni finanziarie serie
Qualità degli Utili
Bassa qualità: indagare la contabilità
Diluizione Azionaria
Emissione nuove azioni, diluizione proprietà
Governance
Team Dirigenziale
| Nome | Ruolo | Età |
|---|---|---|
| Mr. L. Lowry Baldwin | Co-Founder & Chairman | 66 |
| Mr. Trevor Lowry Baldwin | Co-Founder, CEO & Non-Independent Director | 38 |
| Mr. Daniel Galbraith | President & CEO of Retail Brokerage Operations | 44 |
| Mr. James Morgan Roche | President, CEO of Underwriting, Capacity & Technology Operations | 47 |
| Mr. Bradford Lenzie Hale CPA | Chief Financial Officer | 44 |
| Mr. Seth Cohen | General Counsel & Corporate Secretary | 47 |
| Ms. Elizabeth H. Krystyn | Co-Founder | - |
| Ms. Laura Rice Sherman | Co-Founder | - |
| Ms. Corbyn N. Lichon | Chief Accounting Officer | 32 |
| Ms. Bonnie Bishop | Executive Director of Investor Relations | - |
Rischio Audit
3
Rischio CdA
8
Rischio Compensi
4
Rischio Diritti Azionisti
8
Parte 2 · Il prezzo e il momento d'ingresso
Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.
Ultime Notizie
Ultime notizie per BWIN, da Markets Gazette.
- 2/27/2026NEUTRALBaldwin (BWIN) Q4 2025 Earnings Call Transcript
Baldwin (BWIN) held its Q4 2025 earnings call. While specific details from the transcript are not yet available, this event is a critical juncture for investors. Quarterly earnings calls are essential for understanding a company's financial performance, future outlook, and management strategies. Analysts and shareholders eagerly await this information to assess operational health, revenue growth, profitability, and any updates on future guidance. The current lack of content prevents an immediate assessment, but market attention remains high on Baldwin, awaiting the release of data to form informed judgments on its stock.
via Markets Gazette