Commerce Bancshares, Inc. (CBSH)
NEUTRALFondamentale
61
Prezzo
$58.08
Capitalizzazione
$8.44B
Parte 1 · Quanto vale l'azienda
Panoramica
Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.
Per questa società non c'è ancora una scheda redazionale
Concorrenti diretti
Con chi questa società si contende gli stessi clienti
Per questa società non c'è ancora una scheda redazionale
Per questa società non c'è ancora un elenco di concorrenti.
Stato Patrimoniale e Liquidità
Ricavi
$1.86B
Ultimi 12 mesi (al 30/06/2026)
Utile Netto
$584M
Ultimi 12 mesi (al 30/06/2026)
Free Cash Flow
$592M
Patrimonio Netto Totale
$3.79B
Passività Totali
$29.10B
Rapporto di Liquidità
-
Copertura Interessi
0.64
Debito/EBITDA
-
Utile per Azione
Ricavi e Utile Netto
Free Cash Flow
Scomposizione Ricavi
Prospetto storico
Margini nel tempo
Il debito nel tempo
Griglia della crescita
Crescita — Ricavi
Stima del Fair Value
Fair Value
$59.90
Prezzo Attuale
$58.08
Margine di Sicurezza
+3.0%
Range Fair Value
$44.48 - $75.31
Metodi di Stima
Metriche di Valutazione
Rapporto P/E
14.37
ROE
14.9%
Rapporto P/B
1.93
P/FCF
6.93
Margine Lordo
-
ROIC
-
Radar Redditività
Creazione di Valore (Vantaggio Competitivo)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Criteri di Analisi Fondamentale
Superati (13)
- EPS shows upward trend
- P/FCF 6.93
- P/B Ratio 1.93
- Operating Margin 40.7%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 14.4%
- Revenue Growth 5Y 5.1%
- PEG Ratio 1.43
- Earnings Quality (OCF/NI) 2.16
- Share Dilution -1.7%
- Piotroski F-Score 7/9
Non superati (10)
- EPS CAGR 3.53%
- Price CAGR 3.07%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Fairly valued)
- Analyst Consensus 40% Buy
- Earnings Surprise avg 1.0%
- Net Margin Trend 31.3% vs 32.5%
Non disponibili (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Salute finanziaria forte
Qualità degli Utili
Alta qualità: utili supportati da cash
Diluizione Azionaria
Riacquisto azioni. Favorevole agli azionisti
Governance
Team Dirigenziale
| Nome | Ruolo | Età |
|---|---|---|
| Mr. John W. Kemper | President, CEO & Director | 47 |
| Mr. Charles G. Kim | Executive VP & CFO | 64 |
| Mr. Kevin Gene Barth | Executive Vice President | 64 |
| Mr. Robert S. Holmes | Executive Vice President | 61 |
| Mr. John Koeneman Handy | Executive Vice President | 61 |
| Mr. David W. Kemper | Executive Chairman | 74 |
| Mr. Steven A. Brandjord | Corporate Controller & Chief Accounting Officer | - |
| Mr. Matthew Burkemper | Director of Finance, Corporate Development & Investor Relations | - |
| Ms. Margaret M. Rowe | Senior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management | 60 |
| Mr. Douglas D. Neff | Senior Vice President | 56 |
Rischio Audit
2
Rischio CdA
5
Rischio Compensi
5
Rischio Diritti Azionisti
7
Parte 2 · Il prezzo e il momento d'ingresso
Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.
Ultime Notizie
Ultime notizie per CBSH, da Markets Gazette.
- 2/26/2026POSITIVEWaterford Advisors Loads Up on CBSH, Buying 44,000 Shares
Waterford Advisors has significantly increased its stake in Commerce Bancshares Inc., acquiring a substantial 44,000 shares of the company. This strategic move by a financial advisor of this stature signals strong confidence in the bank's future prospects. Commerce Bancshares, recognized for its diversified banking and wealth management services, operates a robust network of 287 locations across the Midwest. Waterford's substantial investment could be interpreted by the market as a positive indicator, suggesting that institutional investors perceive value and growth potential in Commerce Bancshares' business model and regional coverage. This development might attract further investor attention, potentially influencing the stock's valuation positively in the short to medium term.
via Markets Gazette