First Interstate BancSystem, Inc. (FIBK)

NEUTRAL

Financial ServicesBanks - RegionalUnited States

Fondamentale

Prezzo

$36.91

Capitalizzazione

$3.57B

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Parte 1 · Quanto vale l'azienda

Panoramica

First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.

Per questa società non c'è ancora una scheda redazionale

Concorrenti diretti

Con chi questa società si contende gli stessi clienti

Per questa società non c'è ancora una scheda redazionale

Per questa società non c'è ancora un elenco di concorrenti.

Stato Patrimoniale e Liquidità

Ricavi

$1.07B

Ultimi 12 mesi (al 30/06/2026)

Utile Netto

$324M

Ultimi 12 mesi (al 30/06/2026)

Free Cash Flow

Patrimonio Netto Totale

$3.45B

Passività Totali

$23.19B

Rapporto di Liquidità

Copertura Interessi

0.51

Debito/EBITDA

Utile per Azione

Ricavi e Utile Netto

Free Cash Flow

Scomposizione Ricavi

Prospetto storico

Margini nel tempo

Il debito nel tempo

Griglia della crescita

Crescita — Ricavi

Stima del Fair Value

BancaCorrettamente Valutato

Fair Value

$40.63

Prezzo Attuale

$36.91

Margine di Sicurezza

+9.2%

Range Fair Value

$38.28 - $42.98

Metodi di Stima

Target degli analisti:$37.50

Flussi di cassa scontati (DCF):Non applicabile a questo tipo di azienda

Multiplo sugli utili (P/E):$44.15

Formula di Graham:Non applicabile a questo tipo di azienda

Valore della capacità di reddito (EPV):Non applicabile a questo tipo di azienda

P/B giustificato:$41.77

Sconto dei dividendi (Gordon):$38.96

P/FFO, i fondi da operazioni:Non applicabile a questo tipo di azienda

Utili di mezzo ciclo:Non applicabile a questo tipo di azienda

Multiplo sui ricavi:Non applicabile a questo tipo di azienda

Consenso Analisti:Hold (1B / 7H / 5S)

Ultima Sorpresa Utili:+33.07%

Metriche di Valutazione

Rapporto P/E

11.49

ROE

8.8%

Rapporto P/B

1.07

P/FCF

Margine Lordo

ROIC

Radar Redditività

Creazione di Valore (Vantaggio Competitivo)

ROIC

WACC

8.7%

ROIC − WACC

Criteri di Analisi Fondamentale

Superati (12)

EPS shows upward trend
P/B Ratio 1.07
Operating Margin 39.0%
Low reliance on intangibles
Price below Graham Number
ROE 9.6%
Revenue Growth 5Y 22.0%
Earnings Surprise avg 26.9%
Earnings Quality (OCF/NI) 0.84
Share Dilution -0.4%
Net Margin Trend 30.3% vs 22.8%
Piotroski F-Score 7/9

Non superati (8)

EPS CAGR 3.92%
Price CAGR -1.26%
Debt/Equity ratio
Interest Coverage
Return on Tangible Assets
DCF valuation (Unknown)
Analyst Consensus 8% Buy
PEG Ratio 3.77

Non disponibili (8)

ROIC NaN%
Gross Margin NaN%
P/FCF NaN
Dividend Payout NaN%
Positive Free Cash Flow
CapEx intensity
Current Ratio
Debt/EBITDA

Piotroski F-Score

7/9

Salute finanziaria forte

score

criteria

Qualità degli Utili

0.84

Moderata: qualche divario tra profitti e cash

Diluizione Azionaria

-0.4%

Riacquisto azioni. Favorevole agli azionisti

Governance

Team Dirigenziale

Nome	Ruolo	Età
Mr. James A. Reuter	President, CEO & Director	60
Mr. David P. Della Camera C.F.A.	Executive VP & CFO	31
Ms. Lori A. Meyer	Executive VP & Chief Information Officer	47
Sara Becker	Director of Marketing and Communications	-
Ms. Rachel B. Turitto	Executive VP & Chief Human Resources Officer	-
Ms. Tawnya Schoolitz	Interim Chief Risk Officer	-
Mr. Dale Daugherty	Chief Information Security Officer	-
Mr. Christopher L. Shepler	Executive VP & Chief Banking Officer	49
Ms. Leslie A. Scharfe	Chief of Staff	-
Mr. Ryan J. Boschee	Executive VP & Chief Credit Officer	-

Rischio Audit

Rischio CdA

Rischio Compensi

Rischio Diritti Azionisti

Parte 2 · Il prezzo e il momento d'ingresso

Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.

Ultime Notizie

Ultime notizie per FIBK, da Markets Gazette.

Nessuna notizia recente per FIBK.