Independent Bank Corp. (INDB)
NEUTRALFondamentale
61
Prezzo
$83.17
Capitalizzazione
$3.96B
Parte 1 · Quanto vale l'azienda
Panoramica
Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States. It provides interest checking, money market, and savings accounts, as well as demand deposits and time certificates of deposit. The company also offers commercial real estate and construction, commercial and industrial, small business, secured and unsecured commercial, and consumer real estate loans; term loans and revolving/nonrevolving lines of credit; overdraft protection and letters of credit; and residential mortgages and home equity loans and lines. In addition, it provides cash management services, such as ACH transaction processing, positive pay, and remote deposit services; investment management and trust services to individuals, institutions, small businesses, and charitable institutions; interchange fees; ATM fees; mobile, online, and telephone banking; estate settlement, financial planning, tax services, and other services; debit and credit cards; and mutual fund and unit investment trust shares, third party model portfolios, general securities, fixed and variable annuities, and life insurance products, as well as advisory platforms. Further, the company invests in low-income housing tax credit projects; holds, maintains, and disposes foreclosed properties; and operates as an investment advisor. The company was founded in 1907 and is headquartered in Rockland, Massachusetts.
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Con chi questa società si contende gli stessi clienti
Per questa società non c'è ancora una scheda redazionale
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Stato Patrimoniale e Liquidità
Ricavi
$1.00B
Ultimi 12 mesi (al 30/06/2026)
Utile Netto
$271M
Ultimi 12 mesi (al 30/06/2026)
Free Cash Flow
$239M
Patrimonio Netto Totale
$3.57B
Passività Totali
$21.35B
Rapporto di Liquidità
-
Copertura Interessi
0.42
Debito/EBITDA
-
Utile per Azione
Ricavi e Utile Netto
Free Cash Flow
Scomposizione Ricavi
Prospetto storico
Margini nel tempo
Il debito nel tempo
Griglia della crescita
Crescita — Ricavi
Stima del Fair Value
Fair Value
$63.15
Prezzo Attuale
$83.17
Margine di Sicurezza
-31.7%
Range Fair Value
$45.16 - $81.14
Metodi di Stima
Metriche di Valutazione
Rapporto P/E
15.10
ROE
5.8%
Rapporto P/B
1.13
P/FCF
13.02
Margine Lordo
-
ROIC
-
Radar Redditività
Creazione di Valore (Vantaggio Competitivo)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Criteri di Analisi Fondamentale
Superati (14)
- EPS shows upward trend
- EPS CAGR 10.64%
- P/FCF 13.02
- P/B Ratio 1.13
- Operating Margin 34.9%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 7.7%
- Revenue Growth 5Y 18.3%
- Analyst Consensus 77% Buy
- Earnings Quality (OCF/NI) 1.19
- Net Margin Trend 27.0% vs 26.5%
Non superati (9)
- Price CAGR 1.74%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Earnings Surprise avg -1.7%
- PEG Ratio 3.68
- Share Dilution 8.7%
- Piotroski F-Score 3/9
Non disponibili (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Preoccupazioni finanziarie serie
Qualità degli Utili
Alta qualità: utili supportati da cash
Diluizione Azionaria
Emissione nuove azioni, diluizione proprietà
Governance
Team Dirigenziale
| Nome | Ruolo | Età |
|---|---|---|
| Mr. Jeffrey J. Tengel | President, CEO & Director | 62 |
| Mr. Mark J. Ruggiero CPA | Chief Financial Officer | 48 |
| Ms. Patricia M. Natale Esq. | Executive VP, General Counsel & Corporate Secretary | 59 |
| Mr. Lee C. Powlus | Executive VP & Chief Administrative Officer of Rockland Trust Company | 64 |
| Mr. James Rizzo | Executive VP & Chief Commercial Banking Officer of Rockland Trust Company | 62 |
| Mr. David Byron Smith C.F.A. | Executive VP & Chief Investment Officer | - |
| Ms. Maureen A. Gaffney | Senior VP, Controller & Principal Accounting Officer | 46 |
| Mr. Alastair Ironside | Executive VP & Chief Marketing Officer | - |
| Ms. Maria S. Harris | Executive VP & Chief Human Resource Officer of Rockland Trust Company | 54 |
| Mr. Timothy C. Lane | Executive VP & Chief Internal Auditor | - |
Rischio Audit
4
Rischio CdA
1
Rischio Compensi
2
Rischio Diritti Azionisti
6
Parte 2 · Il prezzo e il momento d'ingresso
Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.
Ultime Notizie
Ultime notizie per INDB, da Markets Gazette.