Torna alla classifica

Texas Capital Bancshares, Inc. (TCBI)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fondamentale

81

Prezzo

$98.13

Capitalizzazione

$4.26B

Parte 1 · Quanto vale l'azienda

Panoramica

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.

Per questa società non c'è ancora una scheda redazionale

Concorrenti diretti

Con chi questa società si contende gli stessi clienti

Per questa società non c'è ancora una scheda redazionale

Per questa società non c'è ancora un elenco di concorrenti.

Stato Patrimoniale e Liquidità

Ricavi

$1.33B

Ultimi 12 mesi (al 30/06/2026)

Utile Netto

$365M

Ultimi 12 mesi (al 30/06/2026)

Free Cash Flow

$348M

Patrimonio Netto Totale

$3.63B

Passività Totali

$27.91B

Rapporto di Liquidità

-

Copertura Interessi

0.45

Debito/EBITDA

-

Utile per Azione

Ricavi e Utile Netto

Free Cash Flow

Scomposizione Ricavi

Prospetto storico

Margini nel tempo

Il debito nel tempo

Griglia della crescita

Crescita — Ricavi

Stima del Fair Value

BancaCorrettamente Valutato

Fair Value

$96.57

Prezzo Attuale

$98.13

Margine di Sicurezza

-1.6%

Range Fair Value

$62.77 - $130.37

Metodi di Stima

Target degli analisti:$109.31
Flussi di cassa scontati (DCF):Non applicabile a questo tipo di azienda
Multiplo sugli utili (P/E):$96.10
Formula di Graham:Non applicabile a questo tipo di azienda
Valore della capacità di reddito (EPV):Non applicabile a questo tipo di azienda
P/B giustificato:$123.78
Sconto dei dividendi (Gordon):$9.90
P/FFO, i fondi da operazioni:Non applicabile a questo tipo di azienda
Utili di mezzo ciclo:Non applicabile a questo tipo di azienda
Multiplo sui ricavi:Non applicabile a questo tipo di azienda
Consenso Analisti:Buy (9B / 8H / 2S)
Ultima Sorpresa Utili:-3.67%

Metriche di Valutazione

Rapporto P/E

12.76

ROE

9.1%

Rapporto P/B

1.17

P/FCF

9.03

Margine Lordo

-

ROIC

-

Radar Redditività

Creazione di Valore (Vantaggio Competitivo)

ROIC

-

WACC

8.7%

ROIC − WACC

-

Criteri di Analisi Fondamentale

Superati (18)

  • EPS shows upward trend
  • EPS CAGR 17.01%
  • P/FCF 9.03
  • P/B Ratio 1.17
  • Operating Margin 35.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 10.0%
  • Revenue Growth 5Y 5.4%
  • Earnings Surprise avg 10.9%
  • PEG Ratio 0.30
  • Earnings Quality (OCF/NI) 1.34
  • Share Dilution -19.7%
  • Net Margin Trend 27.5% vs 13.4%
  • Piotroski F-Score 7/9

Non superati (5)

  • Price CAGR 2.29%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Analyst Consensus 47% Buy

Non disponibili (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Salute finanziaria forte

score
criteria

Qualità degli Utili

1.34

Alta qualità: utili supportati da cash

Diluizione Azionaria

-19.7%

Riacquisto azioni. Favorevole agli azionisti

Governance

Team Dirigenziale

NomeRuoloEtà
Mr. Robert C. HolmesChairman, President & CEO60
Mr. John Matthew ScurlockMD & CFO43
Mr. John W. CummingsMD & COO64
Ms. Anna M. Alvarado-Pearce J.D.MD, Chief Legal Officer & Corporate Secretary45
Mr. David W. OmanMD & Chief Risk Officer57
Ellen E. DetrichController & Chief Accounting Officer-
Mr. Daniel S. HovermanEVP and Head of Corporate & Investment Banking49
Mr. Mo JamousMD and Chief Digital & Information Officer-
Ms. Jocelyn KukulkaHead of Investor Relations and Corporate Development-
Mr. Jeff HoodMD & Chief Human Resources Officer-

Rischio Audit

4

Rischio CdA

4

Rischio Compensi

4

Rischio Diritti Azionisti

1

Parte 2 · Il prezzo e il momento d'ingresso

Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.

Ultime Notizie

Ultime notizie per TCBI, da Markets Gazette.

  • 3/2/2026POSITIVE
    Texas Capital Bancshares Board Director Buys 40K Shares for $888K

    Markets Gazette reports a significant vote of confidence for Texas Capital Bancshares. A board director recently acquired 40,000 depositary shares, totaling $888,000. This move, which follows a period of stock growth in 2026, suggests strong internal conviction in the bank's future prospects. Insider buying, especially of this magnitude, is often interpreted by investors as a positive indicator of the company's financial health and potential for value appreciation, reinforcing perceptions of solidity and good return prospects.

  • 2/24/2026POSITIVE
    Texas Capital Bancshares Could Soar If These 2 Things Go Right

    Texas Capital Bancshares (TCBI) is emerging as a potential key player in a declining interest rate environment. According to recent assessments, the Texas-based banking institution has strategically prepared to capitalize on an economic landscape characterized by more accommodative monetary policy. This outlook suggests that should the Federal Reserve decide to lower rates, TCBI could experience significant appreciation in its stock value. For investors, this implies a need to closely monitor future central bank moves and TCBI's performance, as its strategic positioning could translate into a capital growth opportunity within an evolving market context. The bank's adaptability and preparedness are key factors to consider.

via Markets Gazette