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XP Inc. (XP)

NEUTRAL
Financial ServicesCapital MarketsCayman Islands

Fondamentale

60

Prezzo

$17.64

Capitalizzazione

$8.77B

Parte 1 · Quanto vale l'azienda

Panoramica

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

Per questa società non c'è ancora una scheda redazionale

Concorrenti diretti

Con chi questa società si contende gli stessi clienti

Per questa società non c'è ancora una scheda redazionale

Per questa società non c'è ancora un elenco di concorrenti.

Stato Patrimoniale e Liquidità

Ricavi

$8.25B

Ultimi 12 mesi (al 31/03/2026)

Utile Netto

$5.25B

Ultimi 12 mesi (al 31/03/2026)

Free Cash Flow

-

Patrimonio Netto Totale

$3.68B

Passività Totali

$159.54B

Rapporto di Liquidità

1.49

Copertura Interessi

-

Debito/EBITDA

-

Utile per Azione

Ricavi e Utile Netto

Free Cash Flow

Scomposizione Ricavi

Prospetto storico

Margini nel tempo

Il debito nel tempo

Quanto pesa il debito

Griglia della crescita

Crescita — Ricavi

Stima del Fair Value

Sottovalutato

Fair Value

$49.61

Prezzo Attuale

$17.64

Margine di Sicurezza

+64.4%

Range Fair Value

$32.24 - $66.97

Metodi di Stima

Analyst Target:$22.15
DCF:$66.61
PE-based:$14.97
Graham Growth:$87.83
EPV:$87.52
Consenso Analisti:Strong Buy (16B / 3H / 0S)
Ultima Sorpresa Utili:-5.57%

Metriche di Valutazione

Rapporto P/E

8.82

ROE

22.6%

Rapporto P/B

1.91

P/FCF

-

Margine Lordo

69.2%

ROIC

2.8%

Radar Redditività

Creazione di Valore (Vantaggio Competitivo)

ROIC

2.8%

WACC

0.5%

ROIC − WACC

+2.3 pp

Il ROIC supera il costo del capitale: l'azienda sta creando valore per gli azionisti.

Criteri di Analisi Fondamentale

Superati (9)

  • Gross Margin 69.2%
  • P/B Ratio 1.91
  • Current Ratio
  • ROE 22.3%
  • Revenue Growth 5Y 17.7%
  • Analyst Consensus 84% Buy
  • PEG Ratio 0.37
  • Earnings Quality (OCF/NI) 2.60
  • Net Margin Trend 28.1% vs 26.4%

Non superati (6)

  • Price CAGR -11.17%
  • ROIC 2.8%
  • Debt/Equity ratio
  • DCF valuation (Unknown)
  • Earnings Surprise avg -1.6%
  • Piotroski F-Score 2/9

Non disponibili (12)

  • EPS data insufficient
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • Share Dilution (missing shares data)

Piotroski F-Score

2/9

Preoccupazioni finanziarie serie

score
criteria

Qualità degli Utili

2.60

Alta qualità: utili supportati da cash

Diluizione Azionaria

-

Riacquisto azioni. Favorevole agli azionisti

Governance

Team Dirigenziale

NomeRuoloEtà
Mr. Guilherme Dias Fernandes BenchimolFounder & Executive Chairman47
Mr. Thiago MaffraCEO & Director40
Mr. Gustavo Alejo VivianiChief Financial Officer50
Mr. Andre ParizeChief Investor Relations Officer-
Mr. Fabrício Cunha de AlmeidaGeneral Counsel43
Marco GoncalvesHead of M&A-
Gabriel Dos SantosHead of Recruitment & Selection-
Mr. Jose de Menezes Berenguer NetoCEO of Banco XP S.A. & Director59
Mr. Antonio GuimarãesInvestor Relations Officer-
Mr. Ygor Gomes AlteroEquity Research Analyst-

Parte 2 · Il prezzo e il momento d'ingresso

Questa parte non serve a capire se l'azienda vale: serve a scegliere quando comprarla, dopo che i fondamentali ti hanno convinto. Dentro: analisi tecnica, potenziale, drawdown storici, esposizione gamma.

Ultime Notizie

Ultime notizie per XP, da Markets Gazette.

  • 29d agoNEUTRAL
    XP Founder Urges Brazil to Fix Deficit as Election Debate Looms

    XP Inc. founder Guilherme Benchimol has issued a strong call for Brazil to implement a significant fiscal overhaul. He argues that such reforms are critical for reducing interest rates and fostering a more conducive environment for investment within the country. This statement comes as Brazil approaches an election debate, highlighting the intersection of political discourse and economic policy. Investors are watching closely to see if these calls for fiscal responsibility translate into concrete policy actions that could impact the broader Brazilian economic landscape and investment climate.

  • 5/19/2026NEGATIVE
    XP Posts Downbeat Q1 Earnings, Joins Akamai Technologies And Other Big Stocks Moving Lower In Tuesday's Pre-Market Session

    XP Inc. reported disappointing first-quarter earnings, missing analyst expectations and prompting a pre-market decline. The company also announced a new Chief Financial Officer, adding to the uncertainty. This news places XP among other major stocks, including Akamai Technologies, that are trading lower in Tuesday's pre-market session, with the Nasdaq futures indicating a broader market downturn. Investors are likely reassessing their positions in XP due to the weak financial performance and executive changes.

  • 2/21/2026NEUTRAL
    XP Could Soar If These 2 Things Go Right

    XP Inc., a Brazilian investment management company, appears potentially attractive to investors, but challenges remain. The article suggests the stock could soar if two specific conditions are met. While the details of these conditions are not specified, the analysis indicates that XP's future success will depend on key, yet-to-be-defined factors. For investors, this scenario calls for careful assessment of the risk/reward profile, given the uncertainty surrounding the achievement of future objectives.

via Markets Gazette