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BancFirst Corporation (BANF)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

64

Preço

$111.13

Capitalização de Mercado

$3.81B

Parte 1 · Quanto vale a empresa

Visão Geral

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

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Direct competitors

Who this company fights with for the same customers

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Balanço & Liquidez

Receita

$723M

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$252M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$237M

Capital Próprio Total

$1.85B

Passivo Total

$12.98B

Rácio de Liquidez

-

Cobertura de Juros

0.62

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$109.95

Preço Atual

$111.13

Margem de Segurança

-1.1%

Intervalo de Valor Justo

$80.83 - $139.07

Métodos de Estimativa

Analyst price target:$124.33
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$109.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$126.97
Dividend discount (Gordon):$46.27
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Vender (0B / 5H / 3S)
Última Surpresa de Resultados:+6.95%

Métricas de Avaliação

Rácio P/E

15.19

ROE

13.0%

Rácio P/B

1.93

P/FCF

15.41

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

8.2%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (15)

  • EPS shows upward trend
  • EPS CAGR 7.95%
  • Price CAGR 9.27%
  • P/FCF 15.41
  • P/B Ratio 1.93
  • Operating Margin 44.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 13.6%
  • Revenue Growth 5Y 11.1%
  • PEG Ratio 0.83
  • Earnings Quality (OCF/NI) 1.15
  • Share Dilution 0.7%
  • Piotroski F-Score 6/9

Reprovado (8)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 1.0%
  • Net Margin Trend 34.8% vs 35.4%

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

1.15

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

0.7%

Número de ações estável

Governação

Equipa Executiva

NomeCargoIdade
Mr. David R. HarlowPresident, CEO & Director62
Ms. Hannah AndrusExecutive VP, CFO, Treasurer & Principal Accounting Officer39
Mr. John K. Slay Jr.Executive VP & Chief Credit Officer of BancFirst60
Mr. B. Scott CopelandExecutive VP & COO of BancFirst60
Ms. Dara WanzerExecutive Vice President of Human Resources - BancFirst53
Mr. D. Jay HannahExecutive VP & Chief Communications Officer of BancFirst69
Mr. Jason A. CarrollExecutive VP & Chief Risk Officer45
Mr. Brian Wade PiersonSenior VP & Secretary68
Mr. Harry SmithPresident of Pegasus Bank-
Ms. Laura J. RatliffAdvisory Director-

Risco de Auditoria

5

Risco do Conselho

7

Risco de Remuneração

6

Risco dos Direitos dos Acionistas

1

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for BANF, sourced from Markets Gazette.

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