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Banner Corporation (BANR)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

71

Preço

$70.38

Capitalização de Mercado

$2.42B

Parte 1 · Quanto vale a empresa

Visão Geral

Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; one- to four-family residential real estate lending; construction, land, and land development loans; commercial business loans; agricultural mortgage and business loans; consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts; and loan solicitation and processing services. In addition, it provides electronic and digital banking services comprising debit cards and ATM programs, internet banking, remote deposit capture, and mobile banking services. The company was founded in 1890 and is based in Walla Walla, Washington.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balanço & Liquidez

Receita

$632M

Exercício encerrado em 31/12/2025

Resultado Líquido

$195M

Exercício encerrado em 31/12/2025

Fluxo de Caixa Livre

$248M

Capital Próprio Total

$1.95B

Passivo Total

$14.41B

Rácio de Liquidez

-

Cobertura de Juros

0.12

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$68.18

Preço Atual

$70.38

Margem de Segurança

-3.2%

Intervalo de Valor Justo

$55.33 - $81.03

Métodos de Estimativa

Analyst price target:$76.50
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$66.39
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$74.99
Dividend discount (Gordon):$40.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Comprar (8B / 5H / 0S)
Última Surpresa de Resultados:-4.69%

Métricas de Avaliação

Rácio P/E

12.64

ROE

10.0%

Rácio P/B

1.20

P/FCF

8.44

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (15)

  • EPS shows upward trend
  • P/FCF 8.44
  • P/B Ratio 1.20
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 10.7%
  • Revenue Growth 5Y 6.8%
  • Analyst Consensus 62% Buy
  • Earnings Surprise avg 5.2%
  • PEG Ratio 1.04
  • Earnings Quality (OCF/NI) 1.41
  • Share Dilution 0.1%
  • Piotroski F-Score 6/9

Reprovado (5)

  • Price CAGR 2.46%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)

Indisponível (7)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Debt/EBITDA
  • Net Margin Trend (invalid data)

Piotroski F-Score

6/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

1.41

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

0.1%

Número de ações estável

Governação

Equipa Executiva

NomeCargoIdade
Mr. Mark J. GrescovichPresident, CEO & Director61
Mr. Robert G. ButterfieldExecutive VP, CFO & Treasurer56
Ms. Cynthia D. PurcellExecutive VP and Chief Strategy & Administration Officer of Banner Bank68
Mr. James M. CostaExecutive VP & COO of Banner Bank56
Mr. Mark Charles BorreccoEVP & Chief Banking Officer53
Ms. Janet M. BrownExecutive VP & Chief Information Officer57
Mr. Rich ArnoldHead of Investor Relations-
Ms. Sherrey L. LuetjenExecutive VP, General Counsel, Ethics Officer & Secretary53
Ms. Kayleen R. KohlerExecutive Vice President of Human Resources52
Ms. Jill M. RiceExecutive VP & Chief Credit Officer59

Risco de Auditoria

2

Risco do Conselho

2

Risco de Remuneração

1

Risco dos Direitos dos Acionistas

4

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for BANR, sourced from Markets Gazette.

No recent news for BANR.