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BOK Financial Corporation (BOKF)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

79

Preço

$138.75

Capitalização de Mercado

$8.56B

Parte 1 · Quanto vale a empresa

Visão Geral

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and personal and small business checking, online bill paying, mobile banking, automated teller machine, and call centers services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balanço & Liquidez

Receita

$2.28B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$650M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$575M

Capital Próprio Total

$5.92B

Passivo Total

$46.32B

Rácio de Liquidez

-

Cobertura de Juros

0.60

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$124.66

Preço Atual

$138.75

Margem de Segurança

-11.3%

Intervalo de Valor Justo

$89.79 - $159.54

Métodos de Estimativa

Analyst price target:$152.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$140.83
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$132.19
Dividend discount (Gordon):$48.68
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Comprar (6B / 10H / 0S)
Última Surpresa de Resultados:+11.34%

Métricas de Avaliação

Rácio P/E

13.23

ROE

9.8%

Rácio P/B

1.40

P/FCF

6.40

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

11.2%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (19)

  • EPS shows upward trend
  • EPS CAGR 8.56%
  • Price CAGR 5.40%
  • P/FCF 6.40
  • P/B Ratio 1.40
  • Operating Margin 36.5%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 10.8%
  • Revenue Growth 5Y 7.4%
  • Earnings Surprise avg 10.0%
  • PEG Ratio 1.66
  • Earnings Quality (OCF/NI) 2.31
  • Share Dilution -2.0%
  • Net Margin Trend 28.5% vs 25.8%
  • Piotroski F-Score 7/9

Reprovado (4)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Analyst Consensus 38% Buy

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Saúde financeira sólida

score
criteria

Qualidade dos Resultados

2.31

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-2.0%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. Stacy C. KymesCEO, President & Director54
Mr. Martin E. GrunstExecutive VP & CFO58
Mr. Scott Bradley GrauerExecutive Vice President of Wealth Management60
Mr. Mark B. WadeExecutive Vice President of Texas Markets61
Mr. Brad A. VincentExecutive Vice President of Specialised Industries Banking64
Mr. Michael J. Rogers C.P.A.Senior VP & Chief Accounting Officer56
Mr. Derek S. MartinExecutive VP & Chief Information Officer54
Ms. Heather KingSenior VP & Director of Investor Relations50
Mr. Jeffrey A. ReidExecutive VP & Chief Human Resource Officer57
Mr. Anthony P. PhillipsSenior VP of Business Development and National Sales Director of Retirement Plans & Asset Services-

Risco de Auditoria

4

Risco do Conselho

10

Risco de Remuneração

2

Risco dos Direitos dos Acionistas

4

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for BOKF, sourced from Markets Gazette.

  • 4/21/2026NEUTRAL
    BOK Financial Q1 2026 Earnings Call Transcript

    BOK Financial Corporation (BOKF) released its Q1 2026 Earnings Call Transcript on April 21, 2026. The transcript provides detailed insights into the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. While specific financial figures and forward-looking statements are contained within the document, the release of the transcript itself is an informational event. Investors and analysts will review the transcript for nuances in management commentary, discussions on loan growth, net interest margin trends, and expense management, which could influence future investment decisions.

via Markets Gazette