Cathay General Bancorp (CATY)
POSITIVEFundamental
69
Preço
$61.92
Capitalização de Mercado
$4.17B
Parte 1 · Quanto vale a empresa
Visão Geral
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balanço & Liquidez
Receita
$871M
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$347M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$364M
Capital Próprio Total
$2.93B
Passivo Total
$21.30B
Rácio de Liquidez
-
Cobertura de Juros
0.56
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$55.91
Preço Atual
$61.92
Margem de Segurança
-10.7%
Intervalo de Valor Justo
$42.20 - $69.61
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
12.17
ROE
10.8%
Rácio P/B
1.36
P/FCF
7.78
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (16)
- EPS shows upward trend
- Price CAGR 5.06%
- P/FCF 7.78
- P/B Ratio 1.36
- Operating Margin 50.1%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 11.7%
- Revenue Growth 5Y 8.1%
- Earnings Surprise avg 9.2%
- PEG Ratio 1.29
- Earnings Quality (OCF/NI) 1.56
- Share Dilution -4.1%
- Piotroski F-Score 6/9
Reprovado (6)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Analyst Consensus 10% Buy
- Net Margin Trend 38.5% vs 39.2%
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Sinais mistos: algumas áreas requerem atenção
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Dunson K. Cheng Ph.D. | Executive Chairman of the Board | 80 |
| Mr. Chang Ming Liu | CEO, President & Director | 58 |
| Ms. Diana G. Deen | Executive VP & Chief Risk Officer of Cathy Bank | 62 |
| Mr. Albert Sun | Executive VP & Chief Credit Officer at Cathay Bank | 69 |
| Mr. Albert J. Wang CPA | Executive VP, CFO & Treasurer | 50 |
| Ms. Georgia Lo | Assistant Secretary & Investor Relations | - |
| Ms. May K. Chan | Senior VP, General Counsel, Corporate Secretary & Sustainability Officer | 47 |
Risco de Auditoria
6
Risco do Conselho
4
Risco de Remuneração
2
Risco dos Direitos dos Acionistas
5
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for CATY, sourced from Markets Gazette.
- 3/9/2026NEGATIVEEVP Dumps One-Third of His CATY Shares for $50,200
A key executive at Catalent Inc. has divested a significant portion of their holdings, selling one-third of their shares for approximately $50,200. This transaction follows a pattern of stake reductions by other high-ranking officials within the regional bank. While the sale amount is relatively small, the consistent insider selling can signal a lack of confidence in the company's future prospects among those with the most intimate knowledge of its operations. Investors often interpret such moves as a bearish indicator, potentially impacting the stock's short-term performance.
via Markets Gazette