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Columbia Banking System, Inc. (COLB)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

55

Preço

$30.48

Capitalização de Mercado

$8.73B

Parte 1 · Quanto vale a empresa

Visão Geral

Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans, permanent financing, small business administration program financing, and capital markets services. In addition, the company offers wealth management, comprising financial planning, investment, trust, insurance, and private banking solutions, as well as treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, foreign exchange, trade and supply chain finance, international banking related products, and merchant services. Further, it provides residential real estate loans and consumer loans. The company serves corporate, institutional, small business, and individual customers in the United States. Columbia Banking System, Inc. was founded in 1953 and is based in Tacoma, Washington.

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Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

Balanço & Liquidez

Receita

$2.30B

Exercício encerrado em 31/12/2025

Resultado Líquido

$550M

Exercício encerrado em 31/12/2025

Fluxo de Caixa Livre

-

Capital Próprio Total

$7.84B

Passivo Total

$58.99B

Rácio de Liquidez

-

Cobertura de Juros

-

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$31.63

Preço Atual

$30.48

Margem de Segurança

+3.7%

Intervalo de Valor Justo

$28.38 - $34.87

Métodos de Estimativa

Analyst price target:$34.14
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$24.82
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$33.23
Dividend discount (Gordon):$30.65
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Comprar (10B / 10H / 0S)
Última Surpresa de Resultados:+2.32%

Métricas de Avaliação

Rácio P/E

13.42

ROE

7.0%

Rácio P/B

1.15

P/FCF

-

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

10.5%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (9)

  • EPS shows upward trend
  • P/B Ratio 1.15
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.2%
  • Revenue Growth 5Y 11.5%
  • Analyst Consensus 50% Buy
  • Earnings Surprise avg 9.6%
  • Earnings Quality (OCF/NI) 1.84

Reprovado (7)

  • Price CAGR -3.65%
  • Debt/Equity ratio
  • Return on Tangible Assets
  • DCF valuation (Overvalued)
  • PEG Ratio 11.42
  • Share Dilution 14.2%
  • Piotroski F-Score 4/9

Indisponível (11)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Net Margin Trend (invalid data)

Piotroski F-Score

4/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

1.84

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

14.2%

A emitir novas ações, diluindo a participação

Governação

Equipa Executiva

NomeCargoIdade
Mr. Clinton E. Stein CPAPresident, CEO & Chairman of the Board53
Mr. Ivan A. SedaCFO & Executive VP41
Mr. Andrew H. OgnallExecutive VP & Chief Risk Officer53
Mr. Torran B. NixonSenior EVP & Co-President of Columbia Bank63
Mr. Christopher M. MerrywellSenior EVP & President & Co-President of Columbia Bank59
Mr. Brock M. LakelyExecutive VP, Chief Accounting Officer & Corporate Controller45
Mr. Thomas E. RiceChief Information Officer53
Mr. Drew K. Anderson CPAExecutive VP & Chief Administrative Officer38
Ms. Jacquelynne Bohlen C.F.A.Head of Investor Relations-
Ms. Kumi Yamamoto BaruffiExecutive VP, General Counsel & Corporate Secretary54

Risco de Auditoria

1

Risco do Conselho

4

Risco de Remuneração

1

Risco dos Direitos dos Acionistas

2

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for COLB, sourced from Markets Gazette.

  • 4/23/2026NEUTRAL
    Columbia Banking System Q1 2026 Earnings Call Transcript

    Columbia Banking System has released its Q1 2026 Earnings Call Transcript. While the transcript itself does not contain immediate financial results or forward-looking guidance, it provides a detailed record of management's discussions regarding the company's performance, strategic initiatives, and outlook. Investors and analysts will scrutinize this document for nuanced insights into operational efficiency, market positioning, and potential challenges or opportunities that may influence future earnings. The absence of new data in the title suggests a routine disclosure rather than a significant event.

via Markets Gazette