CVB Financial Corporation (CVBF)
NEUTRALFundamental
62
Preço
$22.38
Capitalização de Mercado
$3.97B
Parte 1 · Quanto vale a empresa
Visão Geral
CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.
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Balanço & Liquidez
Receita
$574M
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$207M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$217M
Capital Próprio Total
$2.30B
Passivo Total
$13.34B
Rácio de Liquidez
-
Cobertura de Juros
0.60
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$21.55
Preço Atual
$22.38
Margem de Segurança
-3.8%
Intervalo de Valor Justo
$18.62 - $24.49
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
15.37
ROE
9.1%
Rácio P/B
1.25
P/FCF
6.90
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-
WACC
9.8%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (15)
- EPS shows upward trend
- EPS CAGR 6.44%
- P/FCF 6.90
- P/B Ratio 1.25
- Operating Margin 53.9%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 9.2%
- Revenue Growth 5Y 12.4%
- Analyst Consensus 67% Buy
- Earnings Quality (OCF/NI) 2.79
- Share Dilution -1.2%
- Piotroski F-Score 6/9
Reprovado (8)
- Price CAGR -0.16%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Earnings Surprise avg -0.6%
- PEG Ratio 5.97
- Net Margin Trend 36.0% vs 40.5%
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Sinais mistos: algumas áreas requerem atenção
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. David A. Brager | CEO & Director | 57 |
| Mr. E. Allen Nicholson CPA | Executive VP & CFO | 58 |
| Mr. David C. Harvey | Executive VP & COO | 57 |
| Mr. David F. Farnsworth | Executive VP & Chief Credit Officer | 68 |
| Mr. Robertson Jones Jr. | President & Director | 54 |
| Mr. Donald E. Evenson CFA | Senior VP & Chief Investment Officer | - |
| Ms. Sheryl P. Laygo | Senior VP & Chief Accounting Officer | 44 |
| Mr. Michael K. Currie | Senior VP & Chief Information Officer | - |
| Ms. Joyce Y. Kwon | Executive VP & Director of Human Resources | - |
| Mr. G. Larry Zivelonghi | Executive VP and Dairy & Livestock Industries Group Manager | - |
Risco de Auditoria
2
Risco do Conselho
3
Risco de Remuneração
2
Risco dos Direitos dos Acionistas
1
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for CVBF, sourced from Markets Gazette.