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Eastern Bankshares, Inc. (EBC)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

60

Preço

$22.32

Capitalização de Mercado

$5.20B

Parte 1 · Quanto vale a empresa

Visão Geral

Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balanço & Liquidez

Receita

$1.12B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$376M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

-

Capital Próprio Total

$4.34B

Passivo Total

$26.25B

Rácio de Liquidez

-

Cobertura de Juros

0.43

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$21.73

Preço Atual

$22.32

Margem de Segurança

-2.7%

Intervalo de Valor Justo

$19.51 - $23.95

Métodos de Estimativa

Analyst price target:$25.13
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$20.36
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$20.24
Dividend discount (Gordon):Not enough data to compute it
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Comprar (9B / 3H / 0S)
Última Surpresa de Resultados:+5.01%

Métricas de Avaliação

Rácio P/E

12.72

ROE

2.0%

Rácio P/B

1.21

P/FCF

-

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

8.9%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (11)

  • EPS shows upward trend
  • Price CAGR 5.70%
  • P/B Ratio 1.21
  • Operating Margin 35.8%
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.2%
  • Analyst Consensus 75% Buy
  • PEG Ratio 0.47
  • Earnings Quality (OCF/NI) 1.08
  • Net Margin Trend 33.5% vs -10.2%

Reprovado (7)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Unknown)
  • Earnings Surprise avg -2.2%
  • Share Dilution 13.3%
  • Piotroski F-Score 4/9

Indisponível (9)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Debt/EBITDA
  • Revenue Growth 5Y (Finnhub)

Piotroski F-Score

4/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

1.08

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

13.3%

A emitir novas ações, diluindo a participação

Governação

Equipa Executiva

NomeCargoIdade
Mr. Robert Francis RiversExecutive Chairman of the Board60
Mr. Denis K. SheahanCEO & Director59
Mr. Quincy Lee MillerPresident, Member of Advisory Board & COO50
Mr. R. David Rosato C.F.A.CFO & Treasurer63
Mr. Donald Michael WestermannExecutive VP & Chief Information Officer47
Mr. Andrew S. HersomSenior VP & Head of Investor Relations-
Ms. Kathleen Cloherty Henry Esq.Executive VP, General Counsel & Corporate Secretary52
Mr. Andrew J. RavensCorporate Communications Manager-
Ms. Danielle F. Remis HackelExecutive VP & Chief Marketing Officer55
Ms. Jennifer WamboldExecutive VP & Chief People Officer-

Risco de Auditoria

4

Risco do Conselho

4

Risco de Remuneração

5

Risco dos Direitos dos Acionistas

4

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for EBC, sourced from Markets Gazette.

No recent news for EBC.