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First Financial Bankshares, Inc. (FFIN)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

52

Preço

$33.57

Capitalização de Mercado

$4.90B

Parte 1 · Quanto vale a empresa

Visão Geral

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

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Balanço & Liquidez

Receita

$666M

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$269M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$286M

Capital Próprio Total

$1.92B

Passivo Total

$13.53B

Rácio de Liquidez

-

Cobertura de Juros

0.62

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$28.24

Preço Atual

$33.57

Margem de Segurança

-18.9%

Intervalo de Valor Justo

$20.83 - $35.65

Métodos de Estimativa

Analyst price target:$37.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$30.98
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$26.93
Dividend discount (Gordon):$14.97
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Comprar (6B / 5H / 0S)
Última Surpresa de Resultados:-2.42%

Métricas de Avaliação

Rácio P/E

18.16

ROE

13.2%

Rácio P/B

2.44

P/FCF

14.96

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

9.2%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (12)

  • P/FCF 14.96
  • P/B Ratio 2.44
  • Operating Margin 49.3%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 14.3%
  • Revenue Growth 5Y 12.0%
  • Analyst Consensus 55% Buy
  • Earnings Quality (OCF/NI) 1.29
  • Share Dilution -0.0%
  • Piotroski F-Score 7/9

Reprovado (11)

  • EPS shows upward trend
  • EPS CAGR -2.12%
  • Price CAGR 4.21%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Earnings Surprise avg -4.7%
  • PEG Ratio 4.05
  • Net Margin Trend 40.4% vs 41.5%

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Saúde financeira sólida

score
criteria

Qualidade dos Resultados

1.29

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

0.0%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. F. Scott DueserExecutive Chairman72
Mr. David W. BaileyCEO & President41
Ms. Michelle S. Hickox CPAExecutive VP, CFO, Secretary & Treasurer57
Mr. Ronald D. Butler IIExecutive VP & Chief Administrative Officer64
Mr. Timothy Luke LonghoferExecutive VP & Chief Credit Officer42
Mr. J. Kyle McVey CPAExecutive VP, Chief Accounting Officer & Investor Relations Director38
Mr. Timothy BrownExecutive VP & Chief Information Officer59
Mr. Mike ParkerExecutive VP & Chief Compliance Officer-
Mr. Brian D. GoodrichExecutive VP & General Counsel52
Mr. Josh Brown CPLSenior Vice President of Human Resources-

Risco de Auditoria

4

Risco do Conselho

4

Risco de Remuneração

2

Risco dos Direitos dos Acionistas

3

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for FFIN, sourced from Markets Gazette.

No recent news for FFIN.