First Financial Bankshares, Inc. (FFIN)
NEUTRALFundamental
52
Preço
$33.57
Capitalização de Mercado
$4.90B
Parte 1 · Quanto vale a empresa
Visão Geral
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
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Balanço & Liquidez
Receita
$666M
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$269M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$286M
Capital Próprio Total
$1.92B
Passivo Total
$13.53B
Rácio de Liquidez
-
Cobertura de Juros
0.62
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$28.24
Preço Atual
$33.57
Margem de Segurança
-18.9%
Intervalo de Valor Justo
$20.83 - $35.65
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
18.16
ROE
13.2%
Rácio P/B
2.44
P/FCF
14.96
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-
WACC
9.2%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (12)
- P/FCF 14.96
- P/B Ratio 2.44
- Operating Margin 49.3%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- ROE 14.3%
- Revenue Growth 5Y 12.0%
- Analyst Consensus 55% Buy
- Earnings Quality (OCF/NI) 1.29
- Share Dilution -0.0%
- Piotroski F-Score 7/9
Reprovado (11)
- EPS shows upward trend
- EPS CAGR -2.12%
- Price CAGR 4.21%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- Price below Graham Number
- DCF valuation (Overvalued)
- Earnings Surprise avg -4.7%
- PEG Ratio 4.05
- Net Margin Trend 40.4% vs 41.5%
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Saúde financeira sólida
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. F. Scott Dueser | Executive Chairman | 72 |
| Mr. David W. Bailey | CEO & President | 41 |
| Ms. Michelle S. Hickox CPA | Executive VP, CFO, Secretary & Treasurer | 57 |
| Mr. Ronald D. Butler II | Executive VP & Chief Administrative Officer | 64 |
| Mr. Timothy Luke Longhofer | Executive VP & Chief Credit Officer | 42 |
| Mr. J. Kyle McVey CPA | Executive VP, Chief Accounting Officer & Investor Relations Director | 38 |
| Mr. Timothy Brown | Executive VP & Chief Information Officer | 59 |
| Mr. Mike Parker | Executive VP & Chief Compliance Officer | - |
| Mr. Brian D. Goodrich | Executive VP & General Counsel | 52 |
| Mr. Josh Brown CPL | Senior Vice President of Human Resources | - |
Risco de Auditoria
4
Risco do Conselho
4
Risco de Remuneração
2
Risco dos Direitos dos Acionistas
3
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for FFIN, sourced from Markets Gazette.