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First Hawaiian, Inc. (FHB)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

63

Preço

$25.68

Capitalização de Mercado

$3.21B

Parte 1 · Quanto vale a empresa

Visão Geral

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

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Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

Balanço & Liquidez

Receita

$904M

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$285M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$303M

Capital Próprio Total

$2.77B

Passivo Total

$21.19B

Rácio de Liquidez

-

Cobertura de Juros

0.55

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$28.63

Preço Atual

$25.68

Margem de Segurança

+10.3%

Intervalo de Valor Justo

$25.89 - $31.38

Métodos de Estimativa

Analyst price target:$30.78
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$26.62
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$30.26
Dividend discount (Gordon):$23.38
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Vender (0B / 9H / 9S)
Última Surpresa de Resultados:+2.16%

Métricas de Avaliação

Rácio P/E

11.32

ROE

10.0%

Rácio P/B

1.12

P/FCF

10.13

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

8.8%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (15)

  • EPS shows upward trend
  • P/FCF 10.13
  • P/B Ratio 1.12
  • Operating Margin 41.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 10.3%
  • Earnings Surprise avg 4.1%
  • PEG Ratio 1.31
  • Earnings Quality (OCF/NI) 1.18
  • Share Dilution -2.3%
  • Net Margin Trend 31.5% vs 29.8%
  • Piotroski F-Score 7/9

Reprovado (8)

  • EPS CAGR 3.23%
  • Price CAGR -2.76%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 3.0%
  • Analyst Consensus 0% Buy

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Saúde financeira sólida

score
criteria

Qualidade dos Resultados

1.18

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-2.3%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. Robert Scott HarrisonChairman of the Board, President & CEO65
Mr. James M. MosesVice Chairman of Finance Group & CFO48
Mr. Neill Alan CharVice Chairman of Commercial & Retail Banking Group53
Ms. Lea M. NakamuraExecutive VP & Chief Risk Officer of Risk Management Group59
Ms. Gina O. Woo AnonuevoVice Chair & Chief Administrative Officer58
Mr. Kevin S. Haseyama C.F.A.Strategic Planning & Investor Relations Manager-
Mr. Joel E. Rappoport Esq., J.D.Executive VP of Legal & Corporate Services Group, General Counsel and Secretary-
Ms. Darlene N. BlakeneyExecutive VP of Wholesale Banking Group & Chief Lending Officer62

Risco de Auditoria

4

Risco do Conselho

3

Risco de Remuneração

1

Risco dos Direitos dos Acionistas

1

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for FHB, sourced from Markets Gazette.

  • 4/25/2026NEUTRAL
    Full Transcript: First Hawaiian Q1 2026 Earnings Call

    First Hawaiian Inc. released its Q1 2026 earnings call transcript on April 25, 2026. The transcript provides a detailed account of the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. Investors and analysts can review the discussions on revenue streams, operational efficiency, market conditions, and management's forward-looking statements. While the transcript itself is informational, it serves as a crucial resource for understanding the company's trajectory and potential future performance, allowing for informed investment decisions.

via Markets Gazette