First Interstate BancSystem, Inc. (FIBK)
NEUTRALFundamental
58
Preço
$36.91
Capitalização de Mercado
$3.57B
Parte 1 · Quanto vale a empresa
Visão Geral
First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.
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Balanço & Liquidez
Receita
$1.07B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$324M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
-
Capital Próprio Total
$3.45B
Passivo Total
$23.19B
Rácio de Liquidez
-
Cobertura de Juros
0.51
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$40.63
Preço Atual
$36.91
Margem de Segurança
+9.2%
Intervalo de Valor Justo
$38.28 - $42.98
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
11.49
ROE
8.8%
Rácio P/B
1.07
P/FCF
-
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-
WACC
8.7%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (12)
- EPS shows upward trend
- P/B Ratio 1.07
- Operating Margin 39.0%
- Low reliance on intangibles
- Price below Graham Number
- ROE 9.6%
- Revenue Growth 5Y 22.0%
- Earnings Surprise avg 26.9%
- Earnings Quality (OCF/NI) 0.84
- Share Dilution -0.4%
- Net Margin Trend 30.3% vs 22.8%
- Piotroski F-Score 7/9
Reprovado (8)
- EPS CAGR 3.92%
- Price CAGR -1.26%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Unknown)
- Analyst Consensus 8% Buy
- PEG Ratio 3.77
Indisponível (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Saúde financeira sólida
Qualidade dos Resultados
Moderada: alguma diferença entre lucros e caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. James A. Reuter | President, CEO & Director | 60 |
| Mr. David P. Della Camera C.F.A. | Executive VP & CFO | 31 |
| Ms. Lori A. Meyer | Executive VP & Chief Information Officer | 47 |
| Sara Becker | Director of Marketing and Communications | - |
| Ms. Rachel B. Turitto | Executive VP & Chief Human Resources Officer | - |
| Ms. Tawnya Schoolitz | Interim Chief Risk Officer | - |
| Mr. Dale Daugherty | Chief Information Security Officer | - |
| Mr. Christopher L. Shepler | Executive VP & Chief Banking Officer | 49 |
| Ms. Leslie A. Scharfe | Chief of Staff | - |
| Mr. Ryan J. Boschee | Executive VP & Chief Credit Officer | - |
Risco de Auditoria
4
Risco do Conselho
3
Risco de Remuneração
1
Risco dos Direitos dos Acionistas
1
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for FIBK, sourced from Markets Gazette.