Independent Bank Corp. (INDB)
NEUTRALFundamental
61
Preço
$83.17
Capitalização de Mercado
$3.96B
Parte 1 · Quanto vale a empresa
Visão Geral
Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States. It provides interest checking, money market, and savings accounts, as well as demand deposits and time certificates of deposit. The company also offers commercial real estate and construction, commercial and industrial, small business, secured and unsecured commercial, and consumer real estate loans; term loans and revolving/nonrevolving lines of credit; overdraft protection and letters of credit; and residential mortgages and home equity loans and lines. In addition, it provides cash management services, such as ACH transaction processing, positive pay, and remote deposit services; investment management and trust services to individuals, institutions, small businesses, and charitable institutions; interchange fees; ATM fees; mobile, online, and telephone banking; estate settlement, financial planning, tax services, and other services; debit and credit cards; and mutual fund and unit investment trust shares, third party model portfolios, general securities, fixed and variable annuities, and life insurance products, as well as advisory platforms. Further, the company invests in low-income housing tax credit projects; holds, maintains, and disposes foreclosed properties; and operates as an investment advisor. The company was founded in 1907 and is headquartered in Rockland, Massachusetts.
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Direct competitors
Who this company fights with for the same customers
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Balanço & Liquidez
Receita
$1.00B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$271M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$239M
Capital Próprio Total
$3.57B
Passivo Total
$21.35B
Rácio de Liquidez
-
Cobertura de Juros
0.42
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$63.15
Preço Atual
$83.17
Margem de Segurança
-31.7%
Intervalo de Valor Justo
$45.16 - $81.14
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
15.10
ROE
5.8%
Rácio P/B
1.13
P/FCF
13.02
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (14)
- EPS shows upward trend
- EPS CAGR 10.64%
- P/FCF 13.02
- P/B Ratio 1.13
- Operating Margin 34.9%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 7.7%
- Revenue Growth 5Y 18.3%
- Analyst Consensus 77% Buy
- Earnings Quality (OCF/NI) 1.19
- Net Margin Trend 27.0% vs 26.5%
Reprovado (9)
- Price CAGR 1.74%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Earnings Surprise avg -1.7%
- PEG Ratio 3.68
- Share Dilution 8.7%
- Piotroski F-Score 3/9
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Preocupações financeiras graves
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A emitir novas ações, diluindo a participação
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Jeffrey J. Tengel | President, CEO & Director | 62 |
| Mr. Mark J. Ruggiero CPA | Chief Financial Officer | 48 |
| Ms. Patricia M. Natale Esq. | Executive VP, General Counsel & Corporate Secretary | 59 |
| Mr. Lee C. Powlus | Executive VP & Chief Administrative Officer of Rockland Trust Company | 64 |
| Mr. James Rizzo | Executive VP & Chief Commercial Banking Officer of Rockland Trust Company | 62 |
| Mr. David Byron Smith C.F.A. | Executive VP & Chief Investment Officer | - |
| Ms. Maureen A. Gaffney | Senior VP, Controller & Principal Accounting Officer | 46 |
| Mr. Alastair Ironside | Executive VP & Chief Marketing Officer | - |
| Ms. Maria S. Harris | Executive VP & Chief Human Resource Officer of Rockland Trust Company | 54 |
| Mr. Timothy C. Lane | Executive VP & Chief Internal Auditor | - |
Risco de Auditoria
4
Risco do Conselho
1
Risco de Remuneração
2
Risco dos Direitos dos Acionistas
6
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for INDB, sourced from Markets Gazette.