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Inter & Co. Inc. (INTR)

NEUTRAL
Financial ServicesBanks - RegionalBrazil

Fundamental

51

Preço

$5.61

Capitalização de Mercado

$2.43B

Parte 1 · Quanto vale a empresa

Visão Geral

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and advances; and other services, as well as debt collections; foreign exchange and financial services; and global account digital solution. It also provides acquisition, sale, and custody of securities; structures and distributes securities; and operates management of fund portfolios and other assets. In addition, the company offers insurance products including warranties, life, property, and automobile insurance; pension products; and consortium products. Further, it engages in the sale of goods and/or services through digital platform. Inter & Co, Inc. was founded in 1994 and is headquartered in Belo Horizonte, Brazil.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balanço & Liquidez

Receita

$9.64B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$1.53B

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

-

Capital Próprio Total

$1.50B

Passivo Total

$20.30B

Rácio de Liquidez

-

Cobertura de Juros

-

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

Subvalorizada

Valor Justo

$15.38

Preço Atual

$5.61

Margem de Segurança

+63.5%

Intervalo de Valor Justo

$10.00 - $20.77

Métodos de Estimativa

Analyst Target:$8.75
DCF:$23.64
PE-based:$4.11
Graham Growth:$33.98
EPV:-
Consenso dos Analistas:Comprar (11B / 3H / 1S)
Última Surpresa de Resultados:+2.75%

Métricas de Avaliação

Rácio P/E

8.34

ROE

16.2%

Rácio P/B

1.20

P/FCF

-

Margem Bruta

0.0%

ROIC

7.2%

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

7.2%

WACC

1.0%

ROIC − WACC

+6.2 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

Critérios de Análise Fundamental

Aprovado (7)

  • Price CAGR 22.80%
  • ROIC 7.2%
  • P/B Ratio 1.20
  • ROE 15.0%
  • Analyst Consensus 73% Buy
  • PEG Ratio 0.07
  • Net Margin Trend 15.6% vs 14.2%

Reprovado (6)

  • Gross Margin 0.0%
  • Debt/Equity ratio
  • DCF valuation (Unknown)
  • Earnings Surprise avg -1.8%
  • Earnings Quality (OCF/NI) -6.11
  • Piotroski F-Score 0/9

Indisponível (14)

  • EPS data insufficient
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • Revenue Growth 5Y (Finnhub)
  • Share Dilution (missing shares data)

Piotroski F-Score

0/9

Preocupações financeiras graves

score
criteria

Qualidade dos Resultados

-6.11

Baixa qualidade: investigar a contabilidade

Diluição de Ações

-

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. Joao Vitor Nazareth Menin Teixeira de SouzaGlobal Chief Executive Officer43
Mr. Santiago Horacio StelSenior VP of Finance & Risks and CFO45
Mr. Guilherme Ximenes De AlmeidaChief Information Officer48
Mr. Marco Antonio Martins de Araújo FilhoGlobal Chief Legal & Compliance Officer60
Ms. Andrea NoccioliniMarketing & Branding Director-
Ms. Thais Leite LemosChief Human Resources Officer38
Mr. Alexandre Riccio De OliveiraChief Executive Officer of Brazil44
Mr. Thiago Garrides Cabral de LimaChief Risk Officer and Director Risks & Internal Controls-
Mr. Rodrigo Teodoro Martins de GouveiaChief Commerce Officer46
Mr. Marlos Francisco de Souza AraujoChief Risk Officer48

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for INTR, sourced from Markets Gazette.

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