Marqeta, Inc. (MQ)
NEUTRALFundamental
59
Preço
$16.24
Capitalização de Mercado
$1.72B
Parte 1 · Quanto vale a empresa
Visão Geral
Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balanço & Liquidez
Receita
$677M
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$10M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$161M
Capital Próprio Total
$762M
Passivo Total
$763M
Rácio de Liquidez
1.66
Cobertura de Juros
-
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Quanto pesa a dívida
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$12.31
Preço Atual
$16.24
Margem de Segurança
-31.9%
Intervalo de Valor Justo
$8.00 - $16.62
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
181.22
ROE
-1.8%
Rácio P/B
2.21
P/FCF
7.98
Margem Bruta
70.0%
ROIC
-1.4%
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-1.4%
WACC
11.3%
ROIC − WACC
-12.7 pp
ROIC is below the cost of capital — the company is destroying value for every dollar invested.
Critérios de Análise Fundamental
Aprovado (14)
- EPS shows upward trend
- Gross Margin 70.0%
- P/FCF 7.98
- P/B Ratio 2.21
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Revenue Growth 5Y 16.6%
- Earnings Surprise avg 412.2%
- Earnings Quality (OCF/NI) 19.25
- Share Dilution -14.9%
- Net Margin Trend 1.5% vs -11.7%
- Piotroski F-Score 5/9
Reprovado (9)
- Price CAGR -24.95%
- ROIC -1.4%
- Operating Margin -1.9%
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Unknown)
- ROE 1.4%
- Analyst Consensus 41% Buy
Indisponível (4)
- Dividend Payout NaN%
- Interest Coverage
- Debt/EBITDA
- PEG Ratio (need PE > 0 and growth > 0)
Piotroski F-Score
Sinais mistos: algumas áreas requerem atenção
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Michael Milotich | CEO & Director | 48 |
| Mr. Jason M. Gardner | Founder & Non Executive Director | 55 |
| Ms. Crystal Sumner J.D. | Chief Administrative Officer & Corporate Secretary | 41 |
| Mr. Todd Pollak | Chief Revenue Officer | 49 |
| Mr. Lukasz Strozek | Chief Technology Officer | - |
| Ms. Stacey Finerman | Vice President of Investor Relations | - |
| Mr. Alan Richard Carlisle | Chief Compliance Officer | 51 |
| Ms. Karna Crawford | Chief Marketing Officer | - |
| Ms. Helena Day Christianson | Chief People Officer | - |
| Ms. Heather Gantt-Evans | Chief Information Security Officer | - |
Risco de Auditoria
1
Risco do Conselho
4
Risco de Remuneração
10
Risco dos Direitos dos Acionistas
10
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for MQ, sourced from Markets Gazette.