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Marqeta, Inc. (MQ)

NEUTRAL
TechnologySoftware - InfrastructureUnited States

Fundamental

59

Preço

$16.24

Capitalização de Mercado

$1.72B

Parte 1 · Quanto vale a empresa

Visão Geral

Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

Balanço & Liquidez

Receita

$677M

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$10M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$161M

Capital Próprio Total

$762M

Passivo Total

$763M

Rácio de Liquidez

1.66

Cobertura de Juros

-

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

Sobrevalorizada

Valor Justo

$12.31

Preço Atual

$16.24

Margem de Segurança

-31.9%

Intervalo de Valor Justo

$8.00 - $16.62

Métodos de Estimativa

Analyst Target:$20.50
DCF:-
PE-based:$5.02
Graham Growth:$1.47
EPV:-
Consenso dos Analistas:Comprar (9B / 12H / 1S)
Última Surpresa de Resultados:+960.61%

Métricas de Avaliação

Rácio P/E

181.22

ROE

-1.8%

Rácio P/B

2.21

P/FCF

7.98

Margem Bruta

70.0%

ROIC

-1.4%

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-1.4%

WACC

11.3%

ROIC − WACC

-12.7 pp

ROIC is below the cost of capital — the company is destroying value for every dollar invested.

Critérios de Análise Fundamental

Aprovado (14)

  • EPS shows upward trend
  • Gross Margin 70.0%
  • P/FCF 7.98
  • P/B Ratio 2.21
  • Debt/Equity ratio
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Revenue Growth 5Y 16.6%
  • Earnings Surprise avg 412.2%
  • Earnings Quality (OCF/NI) 19.25
  • Share Dilution -14.9%
  • Net Margin Trend 1.5% vs -11.7%
  • Piotroski F-Score 5/9

Reprovado (9)

  • Price CAGR -24.95%
  • ROIC -1.4%
  • Operating Margin -1.9%
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Unknown)
  • ROE 1.4%
  • Analyst Consensus 41% Buy

Indisponível (4)

  • Dividend Payout NaN%
  • Interest Coverage
  • Debt/EBITDA
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-Score

5/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

19.25

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-14.9%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. Michael MilotichCEO & Director48
Mr. Jason M. GardnerFounder & Non Executive Director55
Ms. Crystal Sumner J.D.Chief Administrative Officer & Corporate Secretary41
Mr. Todd PollakChief Revenue Officer49
Mr. Lukasz StrozekChief Technology Officer-
Ms. Stacey FinermanVice President of Investor Relations-
Mr. Alan Richard CarlisleChief Compliance Officer51
Ms. Karna CrawfordChief Marketing Officer-
Ms. Helena Day ChristiansonChief People Officer-
Ms. Heather Gantt-EvansChief Information Security Officer-

Risco de Auditoria

1

Risco do Conselho

4

Risco de Remuneração

10

Risco dos Direitos dos Acionistas

10

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for MQ, sourced from Markets Gazette.

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