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Bank OZK (OZK)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

72

Preço

$49.17

Capitalização de Mercado

$5.41B

Parte 1 · Quanto vale a empresa

Visão Geral

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

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Direct competitors

Who this company fights with for the same customers

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Balanço & Liquidez

Receita

$1.74B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$691M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$732M

Capital Próprio Total

$6.13B

Passivo Total

$34.66B

Rácio de Liquidez

-

Cobertura de Juros

-

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

Subvalorizada

Valor Justo

$133.76

Preço Atual

$49.17

Margem de Segurança

+63.2%

Intervalo de Valor Justo

$86.94 - $180.57

Métodos de Estimativa

Analyst Target:$54.67
DCF:$292.31
PE-based:$51.75
Graham Growth:$289.36
EPV:$61.24
Consenso dos Analistas:Manter (6B / 7H / 1S)
Última Surpresa de Resultados:-0.05%

Métricas de Avaliação

Rácio P/E

8.00

ROE

11.7%

Rácio P/B

0.89

P/FCF

7.49

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

8.6%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (13)

  • EPS shows upward trend
  • EPS CAGR 10.86%
  • P/FCF 7.49
  • P/B Ratio 0.89
  • Positive Free Cash Flow
  • CapEx intensity
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 11.2%
  • Revenue Growth 5Y 6.3%
  • PEG Ratio 0.38
  • Earnings Quality (OCF/NI) 1.17
  • Share Dilution -0.8%

Reprovado (6)

  • Price CAGR -0.62%
  • Debt/Equity ratio
  • Analyst Consensus 43% Buy
  • Earnings Surprise avg -1.8%
  • Net Margin Trend 41.4% vs 43.2%
  • Piotroski F-Score 3/9

Indisponível (9)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles

Piotroski F-Score

3/9

Preocupações financeiras graves

score
criteria

Qualidade dos Resultados

1.17

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-0.8%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. George G. Gleason IIChairman & CEO71
Mr. Paschall Brannon HamblenPresident59
Mr. Tim Hicks CPAChief Financial Officer52
Ms. Cynthia WolfeChief Operating Officer59
Mr. John CarterChief Credit Officer44
Mr. Stan ThomasChief Accounting Officer53
Mr. Jason CatheyChief Information Officer43
Ms. Tamara GothamChief Administrative Officer41
Ms. Helen Woodyard Brown J.D.General Counsel & Corporate Secretary47
Ms. Candace GrahamExecutive VP & Director of Corporate Communication-

Risco de Auditoria

1

Risco do Conselho

5

Risco de Remuneração

1

Risco dos Direitos dos Acionistas

3

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for OZK, sourced from Markets Gazette.

  • 4/22/2026NEUTRAL
    Bank OZK Q1 2026 Earnings Call Transcript

    Bank OZK is scheduled to hold its Q1 2026 Earnings Call on April 22, 2026, at 1:55 PM UTC. While the specific financial results are not detailed in this announcement, the call itself is a standard corporate event for investors to gain insights into the bank's performance, strategic initiatives, and future outlook. Investors will be looking for updates on net interest margin, loan growth, deposit trends, and asset quality. The outcome of this call will likely influence investor sentiment and the bank's stock performance.

via Markets Gazette