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Palomar Holdings, Inc. (PLMR)

POSITIVE
Financial ServicesInsurance - Property & CasualtyUnited States

Fundamental

76

Preço

$131.38

Capitalização de Mercado

$3.53B

Parte 1 · Quanto vale a empresa

Visão Geral

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.

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Balanço & Liquidez

Receita

$1.09B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$203M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$409M

Capital Próprio Total

$943M

Passivo Total

$2.11B

Rácio de Liquidez

-

Cobertura de Juros

-

Dívida/EBITDA

1.02

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

Subvalorizada

Valor Justo

$682.21

Preço Atual

$131.38

Margem de Segurança

+80.7%

Intervalo de Valor Justo

$443.44 - $920.99

Métodos de Estimativa

Analyst Target:$163.17
DCF:$1698.73
PE-based:$96.39
Graham Growth:$383.01
EPV:$95.18
Consenso dos Analistas:Compra Forte (12B / 3H / 0S)
Última Surpresa de Resultados:+6.18%

Métricas de Avaliação

Rácio P/E

17.90

ROE

20.9%

Rácio P/B

3.57

P/FCF

8.44

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

7.4%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (17)

  • EPS shows upward trend
  • EPS CAGR 54.57%
  • Price CAGR 14.48%
  • P/FCF 8.44
  • Debt/Equity ratio
  • Positive Free Cash Flow
  • CapEx intensity
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • ROE 21.6%
  • Revenue Growth 5Y 39.0%
  • Analyst Consensus 80% Buy
  • Earnings Surprise avg 8.9%
  • PEG Ratio 0.17
  • Earnings Quality (OCF/NI) 2.04
  • Piotroski F-Score 5/9

Reprovado (5)

  • P/B Ratio 3.57
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Share Dilution 4.7%
  • Net Margin Trend 18.6% vs 22.7%

Indisponível (6)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Interest Coverage

Piotroski F-Score

5/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

2.04

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

4.7%

A emitir novas ações, diluindo a participação

Governação

Equipa Executiva

NomeCargoIdade
Mr. D. McDonald ArmstrongFounder, CEO & Chairman of the Board-
Mr. Jon Marcus ChristiansonPresident45
Mr. Rodolphe HerveChief Operating Officer47
Mr. Jonathan Blake KnutzenChief Risk Officer53
Mr. James LongChief Technology Officer-
Ms. Angela Leann GrantChief Legal Officer & Corporate Secretary56
Mr. Timothy T. CarterChief People Officer56
Mr. Kyle MorganChief Strategy Officer-
Mr. Jake ArmstrongExecutive VP and Head of Marine & Property-
Mr. Robert BeyerleChief Underwriting Officer-

Risco de Auditoria

2

Risco do Conselho

6

Risco de Remuneração

2

Risco dos Direitos dos Acionistas

7

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for PLMR, sourced from Markets Gazette.

No recent news for PLMR.