SLM Corporation (SLM)
NEUTRALFundamental
68
Preço
$26.39
Capitalização de Mercado
$5.01B
Parte 1 · Quanto vale a empresa
Visão Geral
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balanço & Liquidez
Receita
$1.96B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$736M
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
-
Capital Próprio Total
$2.45B
Passivo Total
$27.29B
Rácio de Liquidez
-
Cobertura de Juros
0.67
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$43.00
Preço Atual
$26.39
Margem de Segurança
+38.6%
Intervalo de Valor Justo
$27.95 - $58.05
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
7.38
ROE
30.4%
Rácio P/B
2.00
P/FCF
-
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-
WACC
12.6%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (15)
- EPS shows upward trend
- Price CAGR 9.16%
- P/B Ratio 2.00
- Operating Margin 50.1%
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- ROE 30.3%
- Revenue Growth 5Y 7.2%
- Analyst Consensus 60% Buy
- Earnings Surprise avg 6.3%
- PEG Ratio 0.77
- Share Dilution -5.2%
- Net Margin Trend 37.5% vs 25.1%
- Piotroski F-Score 5/9
Reprovado (4)
- Debt/Equity ratio
- Interest Coverage
- DCF valuation (Unknown)
- Earnings Quality (OCF/NI) -0.44
Indisponível (8)
- ROIC NaN%
- Gross Margin NaN%
- P/FCF NaN
- Dividend Payout NaN%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Sinais mistos: algumas áreas requerem atenção
Qualidade dos Resultados
Baixa qualidade: investigar a contabilidade
Diluição de Ações
A recomprar ações. Favorável ao acionista
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Jonathan W. Witter | CEO & Director | 55 |
| Ms. Kerri A. Palmer | Co-President, Chief Operational Officer & Head of Financial Services | 54 |
| Mr. Peter M. Graham C.P.A. | Co-President, CFO & Treasurer | 59 |
| Mr. Nicolas Jafarieh | Executive VP and Chief Legal, Government Affairs & Communications Officer | 50 |
| Mr. Steven A. Turner | Executive VP and Chief Technology & Enablement Officer | 59 |
| Kate deLacy | Senior Director & Head of Investor Relations | - |
| Mr. William Wolf | Executive VP & Chief People Officer | 59 |
| Mr. Munish Pahwa | Executive VP & Chief Risk Officer | 55 |
| Mr. Jeremy Brandon | Executive VP & Chief Audit Officer | - |
| Mr. Richard M. Nelson | Senior VP, Chief Regulatory Counsel & Corporate Secretary | - |
Risco de Auditoria
3
Risco do Conselho
2
Risco de Remuneração
2
Risco dos Direitos dos Acionistas
1
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for SLM, sourced from Markets Gazette.