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Texas Capital Bancshares, Inc. (TCBI)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

81

Preço

$98.13

Capitalização de Mercado

$4.26B

Parte 1 · Quanto vale a empresa

Visão Geral

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

Balanço & Liquidez

Receita

$1.33B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$365M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$348M

Capital Próprio Total

$3.63B

Passivo Total

$27.91B

Rácio de Liquidez

-

Cobertura de Juros

0.45

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$96.57

Preço Atual

$98.13

Margem de Segurança

-1.6%

Intervalo de Valor Justo

$62.77 - $130.37

Métodos de Estimativa

Analyst price target:$109.31
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$96.10
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$123.78
Dividend discount (Gordon):$9.90
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Comprar (9B / 8H / 2S)
Última Surpresa de Resultados:-3.67%

Métricas de Avaliação

Rácio P/E

12.76

ROE

9.1%

Rácio P/B

1.17

P/FCF

9.03

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

8.7%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (18)

  • EPS shows upward trend
  • EPS CAGR 17.01%
  • P/FCF 9.03
  • P/B Ratio 1.17
  • Operating Margin 35.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 10.0%
  • Revenue Growth 5Y 5.4%
  • Earnings Surprise avg 10.9%
  • PEG Ratio 0.30
  • Earnings Quality (OCF/NI) 1.34
  • Share Dilution -19.7%
  • Net Margin Trend 27.5% vs 13.4%
  • Piotroski F-Score 7/9

Reprovado (5)

  • Price CAGR 2.29%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Analyst Consensus 47% Buy

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Saúde financeira sólida

score
criteria

Qualidade dos Resultados

1.34

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-19.7%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. Robert C. HolmesChairman, President & CEO60
Mr. John Matthew ScurlockMD & CFO43
Mr. John W. CummingsMD & COO64
Ms. Anna M. Alvarado-Pearce J.D.MD, Chief Legal Officer & Corporate Secretary45
Mr. David W. OmanMD & Chief Risk Officer57
Ellen E. DetrichController & Chief Accounting Officer-
Mr. Daniel S. HovermanEVP and Head of Corporate & Investment Banking49
Mr. Mo JamousMD and Chief Digital & Information Officer-
Ms. Jocelyn KukulkaHead of Investor Relations and Corporate Development-
Mr. Jeff HoodMD & Chief Human Resources Officer-

Risco de Auditoria

4

Risco do Conselho

4

Risco de Remuneração

4

Risco dos Direitos dos Acionistas

1

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for TCBI, sourced from Markets Gazette.

  • 3/2/2026POSITIVE
    Texas Capital Bancshares Board Director Buys 40K Shares for $888K

    Markets Gazette reports a significant vote of confidence for Texas Capital Bancshares. A board director recently acquired 40,000 depositary shares, totaling $888,000. This move, which follows a period of stock growth in 2026, suggests strong internal conviction in the bank's future prospects. Insider buying, especially of this magnitude, is often interpreted by investors as a positive indicator of the company's financial health and potential for value appreciation, reinforcing perceptions of solidity and good return prospects.

  • 2/24/2026POSITIVE
    Texas Capital Bancshares Could Soar If These 2 Things Go Right

    Texas Capital Bancshares (TCBI) is emerging as a potential key player in a declining interest rate environment. According to recent assessments, the Texas-based banking institution has strategically prepared to capitalize on an economic landscape characterized by more accommodative monetary policy. This outlook suggests that should the Federal Reserve decide to lower rates, TCBI could experience significant appreciation in its stock value. For investors, this implies a need to closely monitor future central bank moves and TCBI's performance, as its strategic positioning could translate into a capital growth opportunity within an evolving market context. The bank's adaptability and preparedness are key factors to consider.

via Markets Gazette