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Valley National Bancorp - 6.25% Fixed-to-Floating Rate Series A Non-Cumulative Perpetual Preferred Stock (VLYPP)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

49

Preço

$25.11

Capitalização de Mercado

-

Parte 1 · Quanto vale a empresa

Visão Geral

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

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Who this company fights with for the same customers

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Balanço & Liquidez

Receita

$2.15B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$694M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$326M

Capital Próprio Total

$7.81B

Passivo Total

$56.33B

Rácio de Liquidez

-

Cobertura de Juros

0.46

Dívida/EBITDA

75.72

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Quanto pesa a dívida

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

Sobrevalorizada

Valor Justo

$15.68

Preço Atual

$25.11

Margem de Segurança

-60.1%

Intervalo de Valor Justo

$10.19 - $21.17

Métodos de Estimativa

Analyst Target:-
DCF:$29.70
PE-based:$11.11
Graham Growth:$12.05
EPV:$12.17
Consenso dos Analistas:Compra Forte (15B / 4H / 0S)
Última Surpresa de Resultados:-3.72%

Métricas de Avaliação

Rácio P/E

21.10

ROE

7.7%

Rácio P/B

1.78

P/FCF

43.24

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

3.5%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (12)

  • EPS shows upward trend
  • P/B Ratio 1.78
  • Operating Margin 40.0%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 8.9%
  • Revenue Growth 5Y 18.8%
  • Analyst Consensus 79% Buy
  • Earnings Surprise avg 3.9%
  • Net Margin Trend 32.2% vs 23.6%
  • Piotroski F-Score 5/9

Reprovado (12)

  • EPS CAGR 2.78%
  • Price CAGR 0.57%
  • P/FCF 43.24
  • Debt/Equity ratio
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • PEG Ratio 6.21
  • Earnings Quality (OCF/NI) 0.57
  • Share Dilution 7.9%

Indisponível (4)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio

Piotroski F-Score

5/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

0.57

Moderada: alguma diferença entre lucros e caixa

Diluição de Ações

7.9%

A emitir novas ações, diluindo a participação

Governação

Equipa Executiva

NomeCargoIdade
Mr. Ira D. Robbins CPAPresident, CEO & Chairman50
Mr. Travis P. LanSenior Executive VP & CFO40
Mr. Russell BarrettSenior EVP & COO49
Mr. Gino A. MartocciSenior EVP & President of Commercial Banking59
Mr. Patrick D. SmithSenior EVP & President of Consumer Banking53
Mr. Mitchell L. CrandellExecutive VP & Chief Accounting Officer54
Ms. Lyndsey M. SloanSenior EVP & General Counsel48
Mr. Marc PiroSenior VP, Head of Content, Creative & Public Relations-
Ms. Yvonne M. SurowiecSenior EVP & Chief People Officer64
Mr. Mark SaegerExecutive Vice President60

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for VLYPP, sourced from Markets Gazette.

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