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WaFd, Inc. (WAFD)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

Fundamental

59

Preço

$36.26

Capitalização de Mercado

$2.69B

Parte 1 · Quanto vale a empresa

Visão Geral

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

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Balanço & Liquidez

Receita

$783M

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$256M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$208M

Capital Próprio Total

$3.04B

Passivo Total

$23.66B

Rácio de Liquidez

-

Cobertura de Juros

0.47

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$33.36

Preço Atual

$36.26

Margem de Segurança

-8.7%

Intervalo de Valor Justo

$28.74 - $37.98

Métodos de Estimativa

Analyst price target:$39.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$34.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$33.07
Dividend discount (Gordon):$24.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Vender (0B / 6H / 3S)
Última Surpresa de Resultados:+1.14%

Métricas de Avaliação

Rácio P/E

11.48

ROE

7.4%

Rácio P/B

0.89

P/FCF

11.83

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

12.4%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (14)

  • EPS shows upward trend
  • EPS CAGR 8.01%
  • P/FCF 11.83
  • P/B Ratio 0.89
  • Operating Margin 41.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.5%
  • Revenue Growth 5Y 11.4%
  • Earnings Quality (OCF/NI) 1.04
  • Net Margin Trend 32.8% vs 31.2%
  • Piotroski F-Score 6/9

Reprovado (9)

  • Price CAGR 0.58%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 0.6%
  • PEG Ratio 2.42
  • Share Dilution 7.4%

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

6/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

1.04

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

7.4%

A emitir novas ações, diluindo a participação

Governação

Equipa Executiva

NomeCargoIdade
Mr. Brent J. Beardall CPAPresident, CEO & Vice Chairman54
Ms. Kelli J. Holz CPAExecutive VP & CFO56
Ms. Kim E. RobisonExecutive VP & COO55
Mr. Ryan M. MauerExecutive VP & Chief Credit Officer54
Ms. Cathy E. CooperExecutive VP, Chief Experience Officer & Corporate Secretary59
Ms. Blayne A. SandenSenior VP & Principal Accounting Officer48
Mr. Brad GoodeChief of Communications, Marketing & Community Relations and Senior VP-
Lisa M. KingSenior Vice President of Human Resources-
Mr. Keith D. TaylorSenior Vice President of Corporate Real Estate and Treasurer-
Mr. Robert C. ZirkSenior VP & Controller-

Risco de Auditoria

2

Risco do Conselho

2

Risco de Remuneração

5

Risco dos Direitos dos Acionistas

4

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for WAFD, sourced from Markets Gazette.

No recent news for WAFD.