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WSFS Financial Corporation (WSFS)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

73

Preço

$78.77

Capitalização de Mercado

$4.09B

Parte 1 · Quanto vale a empresa

Visão Geral

WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.

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Direct competitors

Who this company fights with for the same customers

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Balanço & Liquidez

Receita

$1.10B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$320M

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$214M

Capital Próprio Total

$2.74B

Passivo Total

$18.59B

Rácio de Liquidez

-

Cobertura de Juros

0.57

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

BankJustamente Valorizada

Valor Justo

$68.21

Preço Atual

$78.77

Margem de Segurança

-15.5%

Intervalo de Valor Justo

$44.33 - $92.08

Métodos de Estimativa

Analyst price target:$88.92
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$71.31
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$76.49
Dividend discount (Gordon):$13.33
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
Consenso dos Analistas:Comprar (8B / 4H / 0S)
Última Surpresa de Resultados:+8.48%

Métricas de Avaliação

Rácio P/E

13.31

ROE

10.5%

Rácio P/B

1.49

P/FCF

16.70

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

9.8%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (18)

  • EPS shows upward trend
  • Price CAGR 5.59%
  • P/FCF 16.70
  • P/B Ratio 1.49
  • Operating Margin 38.5%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 11.7%
  • Revenue Growth 5Y 22.5%
  • Analyst Consensus 67% Buy
  • Earnings Surprise avg 11.7%
  • PEG Ratio 0.74
  • Earnings Quality (OCF/NI) 0.77
  • Share Dilution -5.6%
  • Net Margin Trend 29.1% vs 25.3%
  • Piotroski F-Score 5/9

Reprovado (4)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Overvalued)

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

5/9

Sinais mistos: algumas áreas requerem atenção

score
criteria

Qualidade dos Resultados

0.77

Moderada: alguma diferença entre lucros e caixa

Diluição de Ações

-5.6%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. Rodger LevensonChairman, President & CEO64
Mr. David BurgExecutive VP & CFO51
Mr. Arthur J. BacciExecutive VP & COO63
Ms. Lisa M. BrubakerExecutive VP & Chief Human Resources Officer61
Ms. Shari A. KruzinskiExecutive VP & Chief Consumer Banking Officer55
Mr. Charles K. Mosher CPASenior VP & Chief Accounting Officer-
Ms. Shilpa KumarSenior VP & Head of Corporate Finance-
Mr. Allan MatygerExecutive VP & Chief Information Officer46
Ms. Lisa WashingtonSenior VP, Secretary & Chief Legal Officer57
Ms. Lynn HobsonSenior VP & Chief Marketing Officer-

Risco de Auditoria

4

Risco do Conselho

4

Risco de Remuneração

1

Risco dos Direitos dos Acionistas

7

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for WSFS, sourced from Markets Gazette.

No recent news for WSFS.