Zions Bancorporation N.A. (ZION)
POSITIVEFundamental
75
Preço
$67.45
Capitalização de Mercado
$10.03B
Parte 1 · Quanto vale a empresa
Visão Geral
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.
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Who this company fights with for the same customers
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Balanço & Liquidez
Receita
$3.74B
Últimos 12 meses (até 30/06/2026)
Resultado Líquido
$1.17B
Últimos 12 meses (até 30/06/2026)
Fluxo de Caixa Livre
$952M
Capital Próprio Total
$7.18B
Passivo Total
$81.51B
Rácio de Liquidez
-
Cobertura de Juros
0.56
Dívida/EBITDA
-
Resultados Por Ação
Receita & Resultado Líquido
Fluxo de Caixa Livre
Decomposição dos Resultados
Demonstração histórica
Margens ao longo do tempo
A dívida ao longo do tempo
Grelha do crescimento
Crescimento — Receitas
Estimativa de Valor Justo
Valor Justo
$138.88
Preço Atual
$67.45
Margem de Segurança
+51.4%
Intervalo de Valor Justo
$90.27 - $187.49
Métodos de Estimativa
Métricas de Avaliação
Rácio P/E
8.65
ROE
12.5%
Rácio P/B
1.29
P/FCF
5.90
Margem Bruta
-
ROIC
-
Radar de Rentabilidade
Value Creation (Economic Moat)
ROIC
-
WACC
10.2%
ROIC − WACC
-
Critérios de Análise Fundamental
Aprovado (15)
- EPS shows upward trend
- P/FCF 5.90
- P/B Ratio 1.29
- Operating Margin 40.2%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 16.1%
- Earnings Surprise avg 21.4%
- PEG Ratio 0.66
- Earnings Quality (OCF/NI) 1.54
- Share Dilution -5.6%
- Net Margin Trend 31.3% vs 26.0%
- Piotroski F-Score 7/9
Reprovado (7)
- Price CAGR 4.70%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Fairly valued)
- Revenue Growth 5Y 4.3%
- Analyst Consensus 41% Buy
Indisponível (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Saúde financeira sólida
Qualidade dos Resultados
Alta qualidade: resultados respaldados por caixa
Diluição de Ações
A recomprar ações. Favorável ao acionista
Governação
Equipa Executiva
| Nome | Cargo | Idade |
|---|---|---|
| Mr. Harris Henry Simmons | Chairman & CEO | 71 |
| Mr. Scott J. McLean | President, COO & Director | 68 |
| Mr. Robert Ryan Richards | Executive VP & CFO | 48 |
| Mr. Christopher Kyriakakis | Executive VP & Chief Risk Officer | 53 |
| Mr. Kenneth Jay Collins | Executive VP and Chief Transformation & Operations Officer | 59 |
| Ms. Margaret Mayer | Executive VP & Chief Information Officer | - |
| Dave Riches | Interim Director of Investor Relations | - |
| Ms. Rena A. Miller J.D. | Executive VP, General Counsel & Corporate Secretary | 65 |
| Mr. Eric Lucero | Executive VP & Chief Marketing Officer | - |
| Ms. Christina Miles | Senior VP & Director of Sales | - |
Risco de Auditoria
2
Risco do Conselho
5
Risco de Remuneração
1
Risco dos Direitos dos Acionistas
1
Parte 2 · O preço e o momento de entrar
Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.
Latest News
Recent headlines for ZION, sourced from Markets Gazette.
- 4/20/2026NEUTRALZions Bancorp Reports Q1 2026 Results: Full Earnings Call Transcript
Zions Bancorp has released its Q1 2026 earnings call transcript. While the transcript provides a detailed account of the company's performance and outlook, it does not contain specific financial figures or forward-looking statements that would indicate a clear positive or negative shift in its valuation. Investors will need to review the transcript for qualitative insights into management's strategy, operational efficiency, and market positioning. The absence of immediate quantitative data suggests a neutral stance until further analysis of the call's content can be performed.
- 4/17/2026POSITIVEHow To Earn $500 A Month From Zions Bancorp Stock Ahead Of Q1 Earnings
Zions Bancorp is set to announce its first-quarter earnings on April 20th. The article highlights a potentially attractive dividend yield, suggesting it could draw investor interest for capital appreciation. While specific earnings forecasts are not detailed, the focus on dividend yield implies a positive outlook for income-focused investors anticipating steady or increased payouts. This could signal a favorable environment for shareholders looking for consistent returns ahead of the earnings report.
via Markets Gazette