Voltar à classificação

Zions Bancorporation N.A. (ZION)

POSITIVE
Financial ServicesBanks - RegionalUnited States

Fundamental

75

Preço

$67.45

Capitalização de Mercado

$10.03B

Parte 1 · Quanto vale a empresa

Visão Geral

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

Balanço & Liquidez

Receita

$3.74B

Últimos 12 meses (até 30/06/2026)

Resultado Líquido

$1.17B

Últimos 12 meses (até 30/06/2026)

Fluxo de Caixa Livre

$952M

Capital Próprio Total

$7.18B

Passivo Total

$81.51B

Rácio de Liquidez

-

Cobertura de Juros

0.56

Dívida/EBITDA

-

Resultados Por Ação

Receita & Resultado Líquido

Fluxo de Caixa Livre

Decomposição dos Resultados

Demonstração histórica

Margens ao longo do tempo

A dívida ao longo do tempo

Grelha do crescimento

Crescimento — Receitas

Estimativa de Valor Justo

Subvalorizada

Valor Justo

$138.88

Preço Atual

$67.45

Margem de Segurança

+51.4%

Intervalo de Valor Justo

$90.27 - $187.49

Métodos de Estimativa

Analyst Target:$74.95
DCF:$300.39
PE-based:$75.02
Graham Growth:$244.13
EPV:$63.81
Consenso dos Analistas:Manter (12B / 14H / 3S)
Última Surpresa de Resultados:+65.28%

Métricas de Avaliação

Rácio P/E

8.65

ROE

12.5%

Rácio P/B

1.29

P/FCF

5.90

Margem Bruta

-

ROIC

-

Radar de Rentabilidade

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

Critérios de Análise Fundamental

Aprovado (15)

  • EPS shows upward trend
  • P/FCF 5.90
  • P/B Ratio 1.29
  • Operating Margin 40.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 16.1%
  • Earnings Surprise avg 21.4%
  • PEG Ratio 0.66
  • Earnings Quality (OCF/NI) 1.54
  • Share Dilution -5.6%
  • Net Margin Trend 31.3% vs 26.0%
  • Piotroski F-Score 7/9

Reprovado (7)

  • Price CAGR 4.70%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 4.3%
  • Analyst Consensus 41% Buy

Indisponível (5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-Score

7/9

Saúde financeira sólida

score
criteria

Qualidade dos Resultados

1.54

Alta qualidade: resultados respaldados por caixa

Diluição de Ações

-5.6%

A recomprar ações. Favorável ao acionista

Governação

Equipa Executiva

NomeCargoIdade
Mr. Harris Henry SimmonsChairman & CEO71
Mr. Scott J. McLeanPresident, COO & Director68
Mr. Robert Ryan RichardsExecutive VP & CFO48
Mr. Christopher KyriakakisExecutive VP & Chief Risk Officer53
Mr. Kenneth Jay CollinsExecutive VP and Chief Transformation & Operations Officer59
Ms. Margaret MayerExecutive VP & Chief Information Officer-
Dave RichesInterim Director of Investor Relations-
Ms. Rena A. Miller J.D.Executive VP, General Counsel & Corporate Secretary65
Mr. Eric LuceroExecutive VP & Chief Marketing Officer-
Ms. Christina MilesSenior VP & Director of Sales-

Risco de Auditoria

2

Risco do Conselho

5

Risco de Remuneração

1

Risco dos Direitos dos Acionistas

1

Parte 2 · O preço e o momento de entrar

Esta parte não serve para saber se a empresa vale: serve para escolher quando comprá-la, depois que os fundamentos te convenceram. Dentro: análise técnica, potencial, quedas históricas, exposição gama.

Latest News

Recent headlines for ZION, sourced from Markets Gazette.

  • 4/20/2026NEUTRAL
    Zions Bancorp Reports Q1 2026 Results: Full Earnings Call Transcript

    Zions Bancorp has released its Q1 2026 earnings call transcript. While the transcript provides a detailed account of the company's performance and outlook, it does not contain specific financial figures or forward-looking statements that would indicate a clear positive or negative shift in its valuation. Investors will need to review the transcript for qualitative insights into management's strategy, operational efficiency, and market positioning. The absence of immediate quantitative data suggests a neutral stance until further analysis of the call's content can be performed.

  • 4/17/2026POSITIVE
    How To Earn $500 A Month From Zions Bancorp Stock Ahead Of Q1 Earnings

    Zions Bancorp is set to announce its first-quarter earnings on April 20th. The article highlights a potentially attractive dividend yield, suggesting it could draw investor interest for capital appreciation. While specific earnings forecasts are not detailed, the focus on dividend yield implies a positive outlook for income-focused investors anticipating steady or increased payouts. This could signal a favorable environment for shareholders looking for consistent returns ahead of the earnings report.

via Markets Gazette