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BancFirst Corporation (BANF)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

64

株価

$111.13

時価総額

$3.81B

パート1 · 企業の価値

概要

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

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貸借対照表と流動性

売上高

$723M

直近12か月(2026/6/30まで)

純利益

$252M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$237M

自己資本合計

$1.85B

負債合計

$12.98B

流動比率

-

利払い倍率

0.62

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$109.95

現在株価

$111.13

安全マージン

-1.1%

適正価値レンジ

$80.83 - $139.07

推定方法

Analyst price target:$124.33
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$109.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$126.97
Dividend discount (Gordon):$46.27
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:売り (0B / 5H / 3S)
直近の決算サプライズ:+6.95%

バリュエーション指標

P/E レシオ

15.19

ROE

13.0%

P/B レシオ

1.93

P/FCF

15.41

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

8.2%

ROIC − WACC

-

ファンダメンタル分析基準

合格(15)

  • EPS shows upward trend
  • EPS CAGR 7.95%
  • Price CAGR 9.27%
  • P/FCF 15.41
  • P/B Ratio 1.93
  • Operating Margin 44.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 13.6%
  • Revenue Growth 5Y 11.1%
  • PEG Ratio 0.83
  • Earnings Quality (OCF/NI) 1.15
  • Share Dilution 0.7%
  • Piotroski F-Score 6/9

不合格(8)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 1.0%
  • Net Margin Trend 34.8% vs 35.4%

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

6/9

まちまちのシグナル:一部の領域に注意が必要

score
criteria

利益の質

1.15

高品質:利益はキャッシュに裏付けられている

株式希薄化

0.7%

株式数は安定している

ガバナンス

経営陣

氏名役職年齢
Mr. David R. HarlowPresident, CEO & Director62
Ms. Hannah AndrusExecutive VP, CFO, Treasurer & Principal Accounting Officer39
Mr. John K. Slay Jr.Executive VP & Chief Credit Officer of BancFirst60
Mr. B. Scott CopelandExecutive VP & COO of BancFirst60
Ms. Dara WanzerExecutive Vice President of Human Resources - BancFirst53
Mr. D. Jay HannahExecutive VP & Chief Communications Officer of BancFirst69
Mr. Jason A. CarrollExecutive VP & Chief Risk Officer45
Mr. Brian Wade PiersonSenior VP & Secretary68
Mr. Harry SmithPresident of Pegasus Bank-
Ms. Laura J. RatliffAdvisory Director-

監査リスク

5

取締役会リスク

7

報酬リスク

6

株主権利リスク

1

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

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