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Popular, Inc. (BPOP)

POSITIVE
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

78

株価

$168.75

時価総額

$10.75B

パート1 · 企業の価値

概要

Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking services for individuals and businesses in Puerto Rico, the United States, the British Virgin Islands, the Caribbean, and Latin America. The company offers savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; checking accounts; individual retirement accounts and educational contribution accounts; business accounts; investment accounts; private management accounts; and certificates of deposit. It also provides commercial and industrial, commercial real estate, commercial multi-family, and residential mortgage loans; consumer loans, including unsecured personal loans, home equity lines of credit, and other loans to individual borrowers; construction loans; lease financing comprising automobile loans and leases; renewable energy and marine loans; and startup program and healthcare hub financing. In addition, the company offers auto and equipment leasing and financing; broker-dealer; international and private banking; insurance services, such as travel, property, auto and boat, health, life, and title; debit and credit cards; family of funds and Keogh plans; mobile easy deposit, foreign exchange, and fiduciary services; retirement plans; wire transfers; coordination of auto, aircraft, and helicopter loans; financial planning; investment advice; ATM; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.

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Direct competitors

Who this company fights with for the same customers

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貸借対照表と流動性

売上高

$3.35B

直近12か月(2026/6/30まで)

純利益

$969M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$681M

自己資本合計

$6.25B

負債合計

$69.10B

流動比率

-

利払い倍率

0.97

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$198.61

現在株価

$168.75

安全マージン

+15.0%

適正価値レンジ

$129.24 - $267.98

推定方法

Analyst price target:$197.30
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$155.48
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$266.46
Dividend discount (Gordon):$74.09
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:強い買い (15B / 1H / 0S)
直近の決算サプライズ:+14.44%

バリュエーション指標

P/E レシオ

11.40

ROE

13.3%

P/B レシオ

1.67

P/FCF

13.31

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

8.9%

ROIC − WACC

-

ファンダメンタル分析基準

合格(18)

  • EPS shows upward trend
  • Price CAGR 14.46%
  • P/FCF 13.31
  • P/B Ratio 1.67
  • Operating Margin 34.1%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 15.4%
  • Revenue Growth 5Y 7.4%
  • Analyst Consensus 94% Buy
  • Earnings Surprise avg 11.0%
  • PEG Ratio 0.73
  • Earnings Quality (OCF/NI) 1.03
  • Share Dilution -5.6%
  • Net Margin Trend 28.9% vs 23.6%
  • Piotroski F-Score 7/9

不合格(4)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

7/9

財務健全性が高い

score
criteria

利益の質

1.03

高品質:利益はキャッシュに裏付けられている

株式希薄化

-5.6%

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名役職年齢
Mr. Javier D. Ferrer-Fernández J.D.President, CEO, Corporate Secretary & Director64
Mr. Jorge Jose GarcíaExecutive VP, CFO & Corporate Finance Group52
Ms. Camille BurckhartEVP and Chief Information & Digital Strategy Officer of Digital, Innovation & Technology Group45
Mr. Manuel A. ChineaExecutive VP and Chief Experience & Administration Services Officer59
Mr. Lidio V. Soriano CPAExecutive VP & Chief Risk Officer of Corporate Risk Management Group56
Ms. Denissa M. Rodriguez AdornoSenior VP, Corporate Comptroller & Chief Accounting Officer-
Mr. Paul J. CardilloSenior VP & Investor Relations Officer-
Mr. Jose R. Coleman-Tio Esq.Executive VP, Chief Legal Officer, Corporate Secretary & General Counsel of Corporate Matters Group44
Ms. Maria Cristina Gonzalez NogueraExecutive VP and Chief Communications & Public Affairs Officer50
Mr. Eli S. SepulvedaExecutive Vice President of Commercial Credit & Services Group of Banco Popular de Puerto Rico62

監査リスク

1

取締役会リスク

3

報酬リスク

2

株主権利リスク

1

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for BPOP, sourced from Markets Gazette.

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