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Commerce Bancshares, Inc. (CBSH)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

61

株価

$58.20

時価総額

$8.44B

パート1 · 企業の価値

概要

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

貸借対照表と流動性

売上高

$1.86B

直近12か月(2026/6/30まで)

純利益

$584M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$592M

自己資本合計

$3.79B

負債合計

$29.10B

流動比率

-

利払い倍率

0.64

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$59.90

現在株価

$58.20

安全マージン

+2.8%

適正価値レンジ

$44.48 - $75.31

推定方法

Analyst price target:$65.33
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$54.58
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$71.51
Dividend discount (Gordon):$28.02
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:買い (6B / 9H / 0S)
直近の決算サプライズ:+2.12%

バリュエーション指標

P/E レシオ

14.37

ROE

14.9%

P/B レシオ

1.93

P/FCF

6.93

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

9.6%

ROIC − WACC

-

ファンダメンタル分析基準

合格(13)

  • EPS shows upward trend
  • P/FCF 6.93
  • P/B Ratio 1.93
  • Operating Margin 40.7%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 14.4%
  • Revenue Growth 5Y 5.1%
  • PEG Ratio 1.43
  • Earnings Quality (OCF/NI) 2.16
  • Share Dilution -1.7%
  • Piotroski F-Score 7/9

不合格(10)

  • EPS CAGR 3.53%
  • Price CAGR 3.07%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Fairly valued)
  • Analyst Consensus 40% Buy
  • Earnings Surprise avg 1.0%
  • Net Margin Trend 31.3% vs 32.5%

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

7/9

財務健全性が高い

score
criteria

利益の質

2.16

高品質:利益はキャッシュに裏付けられている

株式希薄化

-1.7%

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名役職年齢
Mr. John W. KemperPresident, CEO & Director47
Mr. Charles G. KimExecutive VP & CFO64
Mr. Kevin Gene BarthExecutive Vice President64
Mr. Robert S. HolmesExecutive Vice President61
Mr. John Koeneman HandyExecutive Vice President61
Mr. David W. KemperExecutive Chairman74
Mr. Steven A. BrandjordCorporate Controller & Chief Accounting Officer-
Mr. Matthew BurkemperDirector of Finance, Corporate Development & Investor Relations-
Ms. Margaret M. RoweSenior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management60
Mr. Douglas D. NeffSenior Vice President56

監査リスク

2

取締役会リスク

5

報酬リスク

5

株主権利リスク

7

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for CBSH, sourced from Markets Gazette.

  • 2/26/2026POSITIVE
    Waterford Advisors Loads Up on CBSH, Buying 44,000 Shares

    Waterford Advisors has significantly increased its stake in Commerce Bancshares Inc., acquiring a substantial 44,000 shares of the company. This strategic move by a financial advisor of this stature signals strong confidence in the bank's future prospects. Commerce Bancshares, recognized for its diversified banking and wealth management services, operates a robust network of 287 locations across the Midwest. Waterford's substantial investment could be interpreted by the market as a positive indicator, suggesting that institutional investors perceive value and growth potential in Commerce Bancshares' business model and regional coverage. This development might attract further investor attention, potentially influencing the stock's valuation positively in the short to medium term.

via Markets Gazette