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Columbia Banking System, Inc. (COLB)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

55

株価

$30.48

時価総額

$8.73B

パート1 · 企業の価値

概要

Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans, permanent financing, small business administration program financing, and capital markets services. In addition, the company offers wealth management, comprising financial planning, investment, trust, insurance, and private banking solutions, as well as treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, foreign exchange, trade and supply chain finance, international banking related products, and merchant services. Further, it provides residential real estate loans and consumer loans. The company serves corporate, institutional, small business, and individual customers in the United States. Columbia Banking System, Inc. was founded in 1953 and is based in Tacoma, Washington.

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Direct competitors

Who this company fights with for the same customers

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貸借対照表と流動性

売上高

$2.30B

2025/12/31に終了した会計年度

純利益

$550M

2025/12/31に終了した会計年度

フリーキャッシュフロー

-

自己資本合計

$7.84B

負債合計

$58.99B

流動比率

-

利払い倍率

-

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$31.63

現在株価

$30.48

安全マージン

+3.7%

適正価値レンジ

$28.38 - $34.87

推定方法

Analyst price target:$34.14
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$24.82
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$33.23
Dividend discount (Gordon):$30.65
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:買い (10B / 10H / 0S)
直近の決算サプライズ:+2.32%

バリュエーション指標

P/E レシオ

13.42

ROE

7.0%

P/B レシオ

1.15

P/FCF

-

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

10.5%

ROIC − WACC

-

ファンダメンタル分析基準

合格(9)

  • EPS shows upward trend
  • P/B Ratio 1.15
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.2%
  • Revenue Growth 5Y 11.5%
  • Analyst Consensus 50% Buy
  • Earnings Surprise avg 9.6%
  • Earnings Quality (OCF/NI) 1.84

不合格(7)

  • Price CAGR -3.65%
  • Debt/Equity ratio
  • Return on Tangible Assets
  • DCF valuation (Overvalued)
  • PEG Ratio 11.42
  • Share Dilution 14.2%
  • Piotroski F-Score 4/9

データなし(11)

  • ROIC NaN%
  • Gross Margin NaN%
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Interest Coverage
  • Debt/EBITDA
  • Net Margin Trend (invalid data)

Piotroski F-スコア

4/9

まちまちのシグナル:一部の領域に注意が必要

score
criteria

利益の質

1.84

高品質:利益はキャッシュに裏付けられている

株式希薄化

14.2%

新株を発行しており、所有権を希薄化している

ガバナンス

経営陣

氏名役職年齢
Mr. Clinton E. Stein CPAPresident, CEO & Chairman of the Board53
Mr. Ivan A. SedaCFO & Executive VP41
Mr. Andrew H. OgnallExecutive VP & Chief Risk Officer53
Mr. Torran B. NixonSenior EVP & Co-President of Columbia Bank63
Mr. Christopher M. MerrywellSenior EVP & President & Co-President of Columbia Bank59
Mr. Brock M. LakelyExecutive VP, Chief Accounting Officer & Corporate Controller45
Mr. Thomas E. RiceChief Information Officer53
Mr. Drew K. Anderson CPAExecutive VP & Chief Administrative Officer38
Ms. Jacquelynne Bohlen C.F.A.Head of Investor Relations-
Ms. Kumi Yamamoto BaruffiExecutive VP, General Counsel & Corporate Secretary54

監査リスク

1

取締役会リスク

4

報酬リスク

1

株主権利リスク

2

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for COLB, sourced from Markets Gazette.

  • 4/23/2026NEUTRAL
    Columbia Banking System Q1 2026 Earnings Call Transcript

    Columbia Banking System has released its Q1 2026 Earnings Call Transcript. While the transcript itself does not contain immediate financial results or forward-looking guidance, it provides a detailed record of management's discussions regarding the company's performance, strategic initiatives, and outlook. Investors and analysts will scrutinize this document for nuanced insights into operational efficiency, market positioning, and potential challenges or opportunities that may influence future earnings. The absence of new data in the title suggests a routine disclosure rather than a significant event.

via Markets Gazette