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First Financial Bankshares, Inc. (FFIN)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

52

株価

$33.57

時価総額

$4.90B

パート1 · 企業の価値

概要

First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

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貸借対照表と流動性

売上高

$666M

直近12か月(2026/6/30まで)

純利益

$269M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$286M

自己資本合計

$1.92B

負債合計

$13.53B

流動比率

-

利払い倍率

0.62

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$28.24

現在株価

$33.57

安全マージン

-18.9%

適正価値レンジ

$20.83 - $35.65

推定方法

Analyst price target:$37.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$30.98
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$26.93
Dividend discount (Gordon):$14.97
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:買い (6B / 5H / 0S)
直近の決算サプライズ:-2.42%

バリュエーション指標

P/E レシオ

18.16

ROE

13.2%

P/B レシオ

2.44

P/FCF

14.96

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

9.2%

ROIC − WACC

-

ファンダメンタル分析基準

合格(12)

  • P/FCF 14.96
  • P/B Ratio 2.44
  • Operating Margin 49.3%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • ROE 14.3%
  • Revenue Growth 5Y 12.0%
  • Analyst Consensus 55% Buy
  • Earnings Quality (OCF/NI) 1.29
  • Share Dilution -0.0%
  • Piotroski F-Score 7/9

不合格(11)

  • EPS shows upward trend
  • EPS CAGR -2.12%
  • Price CAGR 4.21%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Price below Graham Number
  • DCF valuation (Overvalued)
  • Earnings Surprise avg -4.7%
  • PEG Ratio 4.05
  • Net Margin Trend 40.4% vs 41.5%

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

7/9

財務健全性が高い

score
criteria

利益の質

1.29

高品質:利益はキャッシュに裏付けられている

株式希薄化

0.0%

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名役職年齢
Mr. F. Scott DueserExecutive Chairman72
Mr. David W. BaileyCEO & President41
Ms. Michelle S. Hickox CPAExecutive VP, CFO, Secretary & Treasurer57
Mr. Ronald D. Butler IIExecutive VP & Chief Administrative Officer64
Mr. Timothy Luke LonghoferExecutive VP & Chief Credit Officer42
Mr. J. Kyle McVey CPAExecutive VP, Chief Accounting Officer & Investor Relations Director38
Mr. Timothy BrownExecutive VP & Chief Information Officer59
Mr. Mike ParkerExecutive VP & Chief Compliance Officer-
Mr. Brian D. GoodrichExecutive VP & General Counsel52
Mr. Josh Brown CPLSenior Vice President of Human Resources-

監査リスク

4

取締役会リスク

4

報酬リスク

2

株主権利リスク

3

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

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