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Marqeta, Inc. (MQ)

NEUTRAL
TechnologySoftware - InfrastructureUnited States

ファンダメンタル

59

株価

$16.30

時価総額

$1.72B

パート1 · 企業の価値

概要

Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

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貸借対照表と流動性

売上高

$677M

直近12か月(2026/6/30まで)

純利益

$10M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$161M

自己資本合計

$762M

負債合計

$763M

流動比率

1.66

利払い倍率

-

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

負債の重さ

成長率グリッド

成長率 — 売上高

適正価値の推定

割高

適正価値

$12.31

現在株価

$16.30

安全マージン

-32.4%

適正価値レンジ

$8.00 - $16.62

推定方法

Analyst Target:$20.50
DCF:-
PE-based:$5.02
Graham Growth:$1.47
EPV:-
アナリスト・コンセンサス:買い (9B / 12H / 1S)
直近の決算サプライズ:+960.61%

バリュエーション指標

P/E レシオ

181.22

ROE

-1.8%

P/B レシオ

2.21

P/FCF

7.98

粗利益率

70.0%

ROIC

-1.4%

収益性レーダー

Value Creation (Economic Moat)

ROIC

-1.4%

WACC

11.3%

ROIC − WACC

-12.7 pp

ROIC is below the cost of capital — the company is destroying value for every dollar invested.

ファンダメンタル分析基準

合格(14)

  • EPS shows upward trend
  • Gross Margin 70.0%
  • P/FCF 7.98
  • P/B Ratio 2.21
  • Debt/Equity ratio
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Revenue Growth 5Y 16.6%
  • Earnings Surprise avg 412.2%
  • Earnings Quality (OCF/NI) 19.25
  • Share Dilution -14.9%
  • Net Margin Trend 1.5% vs -11.7%
  • Piotroski F-Score 5/9

不合格(9)

  • Price CAGR -24.95%
  • ROIC -1.4%
  • Operating Margin -1.9%
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Unknown)
  • ROE 1.4%
  • Analyst Consensus 41% Buy

データなし(4)

  • Dividend Payout NaN%
  • Interest Coverage
  • Debt/EBITDA
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-スコア

5/9

まちまちのシグナル:一部の領域に注意が必要

score
criteria

利益の質

19.25

高品質:利益はキャッシュに裏付けられている

株式希薄化

-14.9%

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名役職年齢
Mr. Michael MilotichCEO & Director48
Mr. Jason M. GardnerFounder & Non Executive Director55
Ms. Crystal Sumner J.D.Chief Administrative Officer & Corporate Secretary41
Mr. Todd PollakChief Revenue Officer49
Mr. Lukasz StrozekChief Technology Officer-
Ms. Stacey FinermanVice President of Investor Relations-
Mr. Alan Richard CarlisleChief Compliance Officer51
Ms. Karna CrawfordChief Marketing Officer-
Ms. Helena Day ChristiansonChief People Officer-
Ms. Heather Gantt-EvansChief Information Security Officer-

監査リスク

1

取締役会リスク

4

報酬リスク

10

株主権利リスク

10

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

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