Qifu Technology, Inc (QFIN)
POSITIVEファンダメンタル
82
株価
$11.31
時価総額
$1.39B
パート1 · 企業の価値
概要
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
貸借対照表と流動性
売上高
$15.10B
直近12か月(2026/3/31まで)
純利益
$5.07B
直近12か月(2026/3/31まで)
フリーキャッシュフロー
$9.88B
自己資本合計
$3.61B
負債合計
$2.85B
流動比率
2.22
利払い倍率
-
負債/EBITDA
0.39
一株当たり利益(EPS)
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
負債の重さ
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$568.69
現在株価
$11.31
安全マージン
+98.0%
適正価値レンジ
$369.65 - $767.74
推定方法
バリュエーション指標
P/E レシオ
1.99
ROE
21.3%
P/B レシオ
0.38
P/FCF
0.14
粗利益率
57.1%
ROIC
61.8%
収益性レーダー
Value Creation (Economic Moat)
ROIC
61.8%
WACC
2.8%
ROIC − WACC
+59.0 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
ファンダメンタル分析基準
合格(16)
- ROIC 61.8%
- Gross Margin 57.1%
- P/FCF 0.14
- P/B Ratio 0.38
- Debt/Equity ratio
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Debt/EBITDA
- DCF valuation (Undervalued)
- ROE 21.0%
- Revenue Growth 5Y 7.2%
- Analyst Consensus 84% Buy
- Earnings Surprise avg 3.0%
- PEG Ratio 0.15
- Earnings Quality (OCF/NI) 1.73
不合格(3)
- Price CAGR -3.59%
- Net Margin Trend 31.2% vs 36.5%
- Piotroski F-Score 2/9
データなし(8)
- EPS data insufficient
- Dividend Payout NaN%
- Operating Margin NaN%
- Interest Coverage
- Return on Tangible Assets
- Low reliance on intangibles
- Price below Graham Number
- Share Dilution (missing shares data)
Piotroski F-スコア
重大な財務上の懸念
利益の質
高品質:利益はキャッシュに裏付けられている
株式希薄化
株式を買い戻している。株主に友好的
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. Haisheng Wu | CEO & Director | 42 |
| Mr. Zuoli Xu CFA | CFO & Director | 56 |
| Mr. Zhiqiang He | Senior Vice President | 42 |
| Mr. Yan Zheng | Chief Risk Officer | 37 |
| Ms. Karen Ji | Senior Director of Capital Markets | - |
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
Latest News
Recent headlines for QFIN, sourced from Markets Gazette.