Sezzle Inc. (SEZL)
POSITIVEファンダメンタル
80
株価
$123.78
時価総額
$4.00B
パート1 · 企業の価値
概要
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
貸借対照表と流動性
売上高
$294M
直近12か月(2026/6/30まで)
純利益
$161M
直近12か月(2026/6/30まで)
フリーキャッシュフロー
$209M
自己資本合計
$170M
負債合計
$230M
流動比率
4.02
利払い倍率
15.49
負債/EBITDA
0.69
一株当たり利益(EPS)
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
負債の重さ
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$113.79
現在株価
$123.78
安全マージン
-8.8%
適正価値レンジ
$73.96 - $153.62
推定方法
バリュエーション指標
P/E レシオ
25.75
ROE
78.4%
P/B レシオ
17.05
P/FCF
14.46
粗利益率
-
ROIC
47.8%
収益性レーダー
Value Creation (Economic Moat)
ROIC
47.8%
WACC
17.7%
ROIC − WACC
+30.1 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
ファンダメンタル分析基準
合格(20)
- EPS shows upward trend
- Price CAGR 226.48%
- ROIC 47.8%
- P/FCF 14.46
- Debt/Equity ratio
- Operating Margin 73.1%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- Low reliance on intangibles
- ROE 90.9%
- Revenue Growth 5Y 50.3%
- Analyst Consensus 62% Buy
- Earnings Surprise avg 12.9%
- Earnings Quality (OCF/NI) 1.71
- Share Dilution -0.2%
- Piotroski F-Score 8/9
不合格(4)
- P/B Ratio 17.05
- Price below Graham Number
- DCF valuation (Overvalued)
- Net Margin Trend 55.0% vs 56.8%
データなし(3)
- Gross Margin NaN%
- Dividend Payout NaN%
- PEG Ratio (need PE > 0 and growth > 0)
Piotroski F-スコア
財務健全性が高い
利益の質
高品質:利益はキャッシュに裏付けられている
株式希薄化
株式を買い戻している。株主に友好的
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. Charles G. Youakim | Co-Founder, Executive Chairman & CEO | 48 |
| Mr. Paul Victor Paradis | Co-Founder, President & Executive Director | 41 |
| Mr. Lee Dickson Brading C.F.A. | Chief Financial Officer | 57 |
| Mr. Amin Sabzivand | Chief Operating Officer | 36 |
| Justin Krause | Senior VP of Finance & Financial Controller | - |
監査リスク
10
取締役会リスク
9
報酬リスク
8
株主権利リスク
2
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
Latest News
Recent headlines for SEZL, sourced from Markets Gazette.