The Bancorp, Inc. (TBBK)

NEUTRAL

Financial ServicesBanks - RegionalUnited States

ファンダメンタル

株価

$66.66

時価総額

$2.74B

Yahoo Finance TradingView ニュースウェブサイト

パート1 · 企業の価値

概要

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

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Direct competitors

Who this company fights with for the same customers

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貸借対照表と流動性

売上高

$672M

直近12か月（2026/6/30まで）

純利益

$232M

直近12か月（2026/6/30まで）

フリーキャッシュフロー

$258M

自己資本合計

$690M

負債合計

$8.66B

流動比率

利払い倍率

0.84

負債/EBITDA

一株当たり利益（EPS）

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$61.73

現在株価

$66.66

安全マージン

-8.0%

適正価値レンジ

$45.71 - $77.76

推定方法

Analyst price target:$84.33

Discounted cash flow (DCF):Not applicable to this type of company

Earnings multiple (P/E):$48.28

Graham growth formula:Not applicable to this type of company

Earnings power value (EPV):Not applicable to this type of company

Justified P/B:$51.51

Dividend discount (Gordon):Not enough data to compute it

P/FFO, funds from operations:Not applicable to this type of company

Mid-cycle earnings:Not applicable to this type of company

Revenue multiple:Not applicable to this type of company

アナリスト・コンセンサス:強い買い (8B / 1H / 0S)

直近の決算サプライズ:+4.27%

バリュエーション指標

P/E レシオ

12.59

ROE

33.1%

P/B レシオ

3.87

P/FCF

11.71

粗利益率

ROIC

収益性レーダー

Value Creation (Economic Moat)

ROIC

WACC

12.3%

ROIC − WACC

ファンダメンタル分析基準

合格（16）

EPS shows upward trend
EPS CAGR 41.07%
Price CAGR 23.94%
P/FCF 11.71
Operating Margin 45.8%
Positive Free Cash Flow
CapEx intensity
Return on Tangible Assets
Low reliance on intangibles
ROE 30.6%
Revenue Growth 5Y 20.4%
Analyst Consensus 89% Buy
PEG Ratio 0.42
Earnings Quality (OCF/NI) 1.03
Share Dilution -8.5%
Piotroski F-Score 5/9

不合格（7）

P/B Ratio 3.87
Debt/Equity ratio
Interest Coverage
Price below Graham Number
DCF valuation (Overvalued)
Earnings Surprise avg -4.8%
Net Margin Trend 34.5% vs 35.0%

データなし（5）

ROIC NaN%
Gross Margin NaN%
Dividend Payout NaN%
Current Ratio
Debt/EBITDA

Piotroski F-スコア

5/9

まちまちのシグナル：一部の領域に注意が必要

score

criteria

利益の質

1.03

高品質：利益はキャッシュに裏付けられている

株式希薄化

-8.5%

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名	役職	年齢
Mr. Damian M. Kozlowski	CEO, President & Director	60
Mr. Dominic C. Canuso C.F.A.	Executive VP & CFO	50
Mr. Gregor J. Garry	Executive VP & COO	41
Mr. Martin F. Egan	MD & Chief Accounting Officer	57
Mr. Mark Leo Connolly	Executive VP, Head of Credit Solutions & Chief Credit Officer	57
Mr. Ryan Harris	Executive VP & Head of Fintech Solutions	47
Mr. Andres Viroslav	Director of Investor Relations	-
Ms. Erika R. Caesar	Executive VP, General Counsel & Corporate Secretary	41
Ms. Maria Wainwright	Executive VP & Chief Marketing Officer	47
Ms. Jennifer F. Terry	Executive VP & Chief Human Resources Officer	52

監査リスク

取締役会リスク

報酬リスク

株主権利リスク

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容：テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for TBBK, sourced from Markets Gazette.

3/3/2026POSITIVE
Is Bancorp Stock a Buy as One Investor Adds $3 Million to Position?
A recent market development reveals a significant investor has increased their stake in The Bancorp, a fintech-focused lender, by an additional $3 million. This move suggests strong confidence in the company's future prospects, known for delivering specialized banking and payment solutions to business and institutional clients nationwide. Such a substantial capital injection from a single investor can be interpreted as a bullish signal, indicating expectations of growth or an undervaluation of the stock. Investors should closely monitor The Bancorp, as institutional interest often precedes significant price movements, particularly within the dynamic fintech sector.

via Markets Gazette