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Texas Capital Bancshares, Inc. (TCBI)

POSITIVE
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

81

株価

$98.13

時価総額

$4.26B

パート1 · 企業の価値

概要

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

貸借対照表と流動性

売上高

$1.33B

直近12か月(2026/6/30まで)

純利益

$365M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$348M

自己資本合計

$3.63B

負債合計

$27.91B

流動比率

-

利払い倍率

0.45

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$96.57

現在株価

$98.13

安全マージン

-1.6%

適正価値レンジ

$62.77 - $130.37

推定方法

Analyst price target:$109.31
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$96.10
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$123.78
Dividend discount (Gordon):$9.90
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:買い (9B / 8H / 2S)
直近の決算サプライズ:-3.67%

バリュエーション指標

P/E レシオ

12.76

ROE

9.1%

P/B レシオ

1.17

P/FCF

9.03

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

8.7%

ROIC − WACC

-

ファンダメンタル分析基準

合格(18)

  • EPS shows upward trend
  • EPS CAGR 17.01%
  • P/FCF 9.03
  • P/B Ratio 1.17
  • Operating Margin 35.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 10.0%
  • Revenue Growth 5Y 5.4%
  • Earnings Surprise avg 10.9%
  • PEG Ratio 0.30
  • Earnings Quality (OCF/NI) 1.34
  • Share Dilution -19.7%
  • Net Margin Trend 27.5% vs 13.4%
  • Piotroski F-Score 7/9

不合格(5)

  • Price CAGR 2.29%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Analyst Consensus 47% Buy

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

7/9

財務健全性が高い

score
criteria

利益の質

1.34

高品質:利益はキャッシュに裏付けられている

株式希薄化

-19.7%

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名役職年齢
Mr. Robert C. HolmesChairman, President & CEO60
Mr. John Matthew ScurlockMD & CFO43
Mr. John W. CummingsMD & COO64
Ms. Anna M. Alvarado-Pearce J.D.MD, Chief Legal Officer & Corporate Secretary45
Mr. David W. OmanMD & Chief Risk Officer57
Ellen E. DetrichController & Chief Accounting Officer-
Mr. Daniel S. HovermanEVP and Head of Corporate & Investment Banking49
Mr. Mo JamousMD and Chief Digital & Information Officer-
Ms. Jocelyn KukulkaHead of Investor Relations and Corporate Development-
Mr. Jeff HoodMD & Chief Human Resources Officer-

監査リスク

4

取締役会リスク

4

報酬リスク

4

株主権利リスク

1

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for TCBI, sourced from Markets Gazette.

  • 3/2/2026POSITIVE
    Texas Capital Bancshares Board Director Buys 40K Shares for $888K

    Markets Gazette reports a significant vote of confidence for Texas Capital Bancshares. A board director recently acquired 40,000 depositary shares, totaling $888,000. This move, which follows a period of stock growth in 2026, suggests strong internal conviction in the bank's future prospects. Insider buying, especially of this magnitude, is often interpreted by investors as a positive indicator of the company's financial health and potential for value appreciation, reinforcing perceptions of solidity and good return prospects.

  • 2/24/2026POSITIVE
    Texas Capital Bancshares Could Soar If These 2 Things Go Right

    Texas Capital Bancshares (TCBI) is emerging as a potential key player in a declining interest rate environment. According to recent assessments, the Texas-based banking institution has strategically prepared to capitalize on an economic landscape characterized by more accommodative monetary policy. This outlook suggests that should the Federal Reserve decide to lower rates, TCBI could experience significant appreciation in its stock value. For investors, this implies a need to closely monitor future central bank moves and TCBI's performance, as its strategic positioning could translate into a capital growth opportunity within an evolving market context. The bank's adaptability and preparedness are key factors to consider.

via Markets Gazette