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Valley National Bancorp (VLY)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

61

株価

$14.03

時価総額

$7.82B

パート1 · 企業の価値

概要

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

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貸借対照表と流動性

売上高

$2.15B

直近12か月(2026/6/30まで)

純利益

$694M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$326M

自己資本合計

$7.81B

負債合計

$56.33B

流動比率

-

利払い倍率

0.46

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$11.78

現在株価

$14.03

安全マージン

-19.1%

適正価値レンジ

$8.69 - $14.87

推定方法

Analyst price target:$16.73
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$11.81
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$10.37
Dividend discount (Gordon):$7.85
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:強い買い (15B / 4H / 0S)
直近の決算サプライズ:-3.72%

バリュエーション指標

P/E レシオ

11.95

ROE

7.7%

P/B レシオ

0.98

P/FCF

13.96

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

10.8%

ROIC − WACC

-

ファンダメンタル分析基準

合格(15)

  • EPS shows upward trend
  • P/FCF 13.96
  • P/B Ratio 0.98
  • Operating Margin 40.0%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.9%
  • Revenue Growth 5Y 18.8%
  • Analyst Consensus 79% Buy
  • Earnings Surprise avg 3.9%
  • Earnings Quality (OCF/NI) 0.83
  • Net Margin Trend 32.2% vs 23.6%
  • Piotroski F-Score 5/9

不合格(8)

  • EPS CAGR 2.72%
  • Price CAGR 1.98%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • PEG Ratio 6.21
  • Share Dilution 7.4%

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

5/9

まちまちのシグナル:一部の領域に注意が必要

score
criteria

利益の質

0.83

中程度:利益とキャッシュの間にギャップがある

株式希薄化

7.4%

新株を発行しており、所有権を希薄化している

ガバナンス

経営陣

氏名役職年齢
Mr. Ira D. Robbins CPAPresident, CEO & Chairman50
Mr. Travis P. LanSenior Executive VP & CFO40
Mr. Russell BarrettSenior EVP & COO49
Mr. Gino A. MartocciSenior EVP & President of Commercial Banking59
Mr. Patrick D. SmithSenior EVP & President of Consumer Banking53
Mr. Mitchell L. CrandellExecutive VP & Chief Accounting Officer54
Ms. Lyndsey M. SloanSenior EVP & General Counsel48
Mr. Marc PiroSenior VP, Head of Content, Creative & Public Relations-
Ms. Yvonne M. SurowiecSenior EVP & Chief People Officer64
Mr. Mark SaegerExecutive Vice President60

監査リスク

3

取締役会リスク

5

報酬リスク

3

株主権利リスク

1

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

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