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WaFd, Inc. (WAFD)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

59

株価

$36.26

時価総額

$2.69B

パート1 · 企業の価値

概要

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

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貸借対照表と流動性

売上高

$783M

直近12か月(2026/6/30まで)

純利益

$256M

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$208M

自己資本合計

$3.04B

負債合計

$23.66B

流動比率

-

利払い倍率

0.47

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

Bank適正価値

適正価値

$33.36

現在株価

$36.26

安全マージン

-8.7%

適正価値レンジ

$28.74 - $37.98

推定方法

Analyst price target:$39.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$34.51
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$33.07
Dividend discount (Gordon):$24.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
アナリスト・コンセンサス:売り (0B / 6H / 3S)
直近の決算サプライズ:+1.14%

バリュエーション指標

P/E レシオ

11.48

ROE

7.4%

P/B レシオ

0.89

P/FCF

11.83

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

12.4%

ROIC − WACC

-

ファンダメンタル分析基準

合格(14)

  • EPS shows upward trend
  • EPS CAGR 8.01%
  • P/FCF 11.83
  • P/B Ratio 0.89
  • Operating Margin 41.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 8.5%
  • Revenue Growth 5Y 11.4%
  • Earnings Quality (OCF/NI) 1.04
  • Net Margin Trend 32.8% vs 31.2%
  • Piotroski F-Score 6/9

不合格(9)

  • Price CAGR 0.58%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Analyst Consensus 0% Buy
  • Earnings Surprise avg 0.6%
  • PEG Ratio 2.42
  • Share Dilution 7.4%

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

6/9

まちまちのシグナル:一部の領域に注意が必要

score
criteria

利益の質

1.04

高品質:利益はキャッシュに裏付けられている

株式希薄化

7.4%

新株を発行しており、所有権を希薄化している

ガバナンス

経営陣

氏名役職年齢
Mr. Brent J. Beardall CPAPresident, CEO & Vice Chairman54
Ms. Kelli J. Holz CPAExecutive VP & CFO56
Ms. Kim E. RobisonExecutive VP & COO55
Mr. Ryan M. MauerExecutive VP & Chief Credit Officer54
Ms. Cathy E. CooperExecutive VP, Chief Experience Officer & Corporate Secretary59
Ms. Blayne A. SandenSenior VP & Principal Accounting Officer48
Mr. Brad GoodeChief of Communications, Marketing & Community Relations and Senior VP-
Lisa M. KingSenior Vice President of Human Resources-
Mr. Keith D. TaylorSenior Vice President of Corporate Real Estate and Treasurer-
Mr. Robert C. ZirkSenior VP & Controller-

監査リスク

2

取締役会リスク

2

報酬リスク

5

株主権利リスク

4

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for WAFD, sourced from Markets Gazette.

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