Wintrust Financial Corporation (WTFC)
POSITIVEファンダメンタル
76
株価
$150.86
時価総額
$10.33B
パート1 · 企業の価値
概要
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
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貸借対照表と流動性
売上高
$2.86B
直近12か月(2026/6/30まで)
純利益
$900M
直近12か月(2026/6/30まで)
フリーキャッシュフロー
$860M
自己資本合計
$7.26B
負債合計
$63.88B
流動比率
-
利払い倍率
0.82
負債/EBITDA
-
一株当たり利益(EPS)
売上高と純利益
フリーキャッシュフロー
収益内訳
財務推移表
利益率の推移
負債の推移
成長率グリッド
成長率 — 売上高
適正価値の推定
適正価値
$146.42
現在株価
$150.86
安全マージン
-3.0%
適正価値レンジ
$101.30 - $191.54
推定方法
バリュエーション指標
P/E レシオ
12.21
ROE
11.3%
P/B レシオ
1.36
P/FCF
12.01
粗利益率
-
ROIC
-
収益性レーダー
Value Creation (Economic Moat)
ROIC
-
WACC
9.6%
ROIC − WACC
-
ファンダメンタル分析基準
合格(18)
- EPS shows upward trend
- EPS CAGR 17.27%
- Price CAGR 7.72%
- P/FCF 12.01
- P/B Ratio 1.36
- Operating Margin 42.5%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 12.3%
- Revenue Growth 5Y 13.0%
- Analyst Consensus 75% Buy
- Earnings Surprise avg 4.1%
- PEG Ratio 0.64
- Earnings Quality (OCF/NI) 1.83
- Net Margin Trend 31.4% vs 28.8%
- Piotroski F-Score 6/9
不合格(5)
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Share Dilution 7.2%
データなし(5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-スコア
まちまちのシグナル:一部の領域に注意が必要
利益の質
高品質:利益はキャッシュに裏付けられている
株式希薄化
新株を発行しており、所有権を希薄化している
ガバナンス
経営陣
| 氏名 | 役職 | 年齢 |
|---|---|---|
| Mr. Timothy S. Crane | CEO, President & Director | 63 |
| Mr. David Alan Dykstra | Vice Chairman & COO | 64 |
| Mr. Richard B. Murphy | Vice Chairman & Chief Lending Officer | 65 |
| Mr. Edward Joseph Wehmer CPA | Founder, Chairman Emeritus & Senior Advisor | 71 |
| Mr. David L. Stoehr | Executive VP & CFO | 65 |
| Mr. Jeffrey D. Hahnfeld | Executive VP, Controller & Chief Accounting Officer | 53 |
| Mr. Mike Ryan | Executive Vice President & Chief Information Officer | - |
| Ms. Kathleen M. Boege | Executive VP, Chief Legal Officer & Corporate Secretary | 58 |
| Ms. Norah Larke | Executive VP & Chief Human Resources Officer | - |
| Mr. Thomas Patrick Zidar | Chairman and Senior Market Head of Wintrust Wealth Management & Mortgage | 56 |
監査リスク
3
取締役会リスク
1
報酬リスク
1
株主権利リスク
5
パート2 · 株価と買い時
この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。
Latest News
Recent headlines for WTFC, sourced from Markets Gazette.
- 4/21/2026NEUTRALWintrust Financial Reports Q1 2026 Results: Full Earnings Call Transcript
Wintrust Financial Corporation has released its Q1 2026 earnings call transcript. While the full details of the financial performance are available within the transcript, the announcement itself is informational. Investors and analysts will need to review the transcript to discern specific financial metrics, strategic updates, and forward-looking guidance that could impact the company's valuation. The market's reaction will depend on the qualitative and quantitative information presented in the call.
via Markets Gazette