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XP Inc. (XP)

NEUTRAL
Financial ServicesCapital MarketsCayman Islands

ファンダメンタル

60

株価

$17.32

時価総額

$8.77B

パート1 · 企業の価値

概要

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

貸借対照表と流動性

売上高

$8.25B

直近12か月(2026/3/31まで)

純利益

$5.25B

直近12か月(2026/3/31まで)

フリーキャッシュフロー

-

自己資本合計

$3.68B

負債合計

$159.54B

流動比率

1.49

利払い倍率

-

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

負債の重さ

成長率グリッド

成長率 — 売上高

適正価値の推定

割安

適正価値

$49.61

現在株価

$17.32

安全マージン

+65.1%

適正価値レンジ

$32.24 - $66.97

推定方法

Analyst Target:$22.15
DCF:$66.61
PE-based:$14.97
Graham Growth:$87.83
EPV:$87.52
アナリスト・コンセンサス:強い買い (16B / 3H / 0S)
直近の決算サプライズ:-5.57%

バリュエーション指標

P/E レシオ

8.82

ROE

22.6%

P/B レシオ

1.91

P/FCF

-

粗利益率

69.2%

ROIC

2.8%

収益性レーダー

Value Creation (Economic Moat)

ROIC

2.8%

WACC

0.5%

ROIC − WACC

+2.3 pp

ROIC exceeds the cost of capital — the company is creating value for shareholders.

ファンダメンタル分析基準

合格(9)

  • Gross Margin 69.2%
  • P/B Ratio 1.91
  • Current Ratio
  • ROE 22.3%
  • Revenue Growth 5Y 17.7%
  • Analyst Consensus 84% Buy
  • PEG Ratio 0.37
  • Earnings Quality (OCF/NI) 2.60
  • Net Margin Trend 28.1% vs 26.4%

不合格(6)

  • Price CAGR -11.17%
  • ROIC 2.8%
  • Debt/Equity ratio
  • DCF valuation (Unknown)
  • Earnings Surprise avg -1.6%
  • Piotroski F-Score 2/9

データなし(12)

  • EPS data insufficient
  • P/FCF NaN
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Positive Free Cash Flow
  • CapEx intensity
  • Interest Coverage
  • Debt/EBITDA
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • Share Dilution (missing shares data)

Piotroski F-スコア

2/9

重大な財務上の懸念

score
criteria

利益の質

2.60

高品質:利益はキャッシュに裏付けられている

株式希薄化

-

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名役職年齢
Mr. Guilherme Dias Fernandes BenchimolFounder & Executive Chairman47
Mr. Thiago MaffraCEO & Director40
Mr. Gustavo Alejo VivianiChief Financial Officer50
Mr. Andre ParizeChief Investor Relations Officer-
Mr. Fabrício Cunha de AlmeidaGeneral Counsel43
Marco GoncalvesHead of M&A-
Gabriel Dos SantosHead of Recruitment & Selection-
Mr. Jose de Menezes Berenguer NetoCEO of Banco XP S.A. & Director59
Mr. Antonio GuimarãesInvestor Relations Officer-
Mr. Ygor Gomes AlteroEquity Research Analyst-

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for XP, sourced from Markets Gazette.

  • 29d agoNEUTRAL
    XP Founder Urges Brazil to Fix Deficit as Election Debate Looms

    XP Inc. founder Guilherme Benchimol has issued a strong call for Brazil to implement a significant fiscal overhaul. He argues that such reforms are critical for reducing interest rates and fostering a more conducive environment for investment within the country. This statement comes as Brazil approaches an election debate, highlighting the intersection of political discourse and economic policy. Investors are watching closely to see if these calls for fiscal responsibility translate into concrete policy actions that could impact the broader Brazilian economic landscape and investment climate.

  • 5/19/2026NEGATIVE
    XP Posts Downbeat Q1 Earnings, Joins Akamai Technologies And Other Big Stocks Moving Lower In Tuesday's Pre-Market Session

    XP Inc. reported disappointing first-quarter earnings, missing analyst expectations and prompting a pre-market decline. The company also announced a new Chief Financial Officer, adding to the uncertainty. This news places XP among other major stocks, including Akamai Technologies, that are trading lower in Tuesday's pre-market session, with the Nasdaq futures indicating a broader market downturn. Investors are likely reassessing their positions in XP due to the weak financial performance and executive changes.

  • 2/21/2026NEUTRAL
    XP Could Soar If These 2 Things Go Right

    XP Inc., a Brazilian investment management company, appears potentially attractive to investors, but challenges remain. The article suggests the stock could soar if two specific conditions are met. While the details of these conditions are not specified, the analysis indicates that XP's future success will depend on key, yet-to-be-defined factors. For investors, this scenario calls for careful assessment of the risk/reward profile, given the uncertainty surrounding the achievement of future objectives.

via Markets Gazette