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Zions Bancorporation N.A. (ZION)

POSITIVE
Financial ServicesBanks - RegionalUnited States

ファンダメンタル

75

株価

$67.45

時価総額

$10.03B

パート1 · 企業の価値

概要

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

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Direct competitors

Who this company fights with for the same customers

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貸借対照表と流動性

売上高

$3.74B

直近12か月(2026/6/30まで)

純利益

$1.17B

直近12か月(2026/6/30まで)

フリーキャッシュフロー

$952M

自己資本合計

$7.18B

負債合計

$81.51B

流動比率

-

利払い倍率

0.56

負債/EBITDA

-

一株当たり利益(EPS)

売上高と純利益

フリーキャッシュフロー

収益内訳

財務推移表

利益率の推移

負債の推移

成長率グリッド

成長率 — 売上高

適正価値の推定

割安

適正価値

$138.88

現在株価

$67.45

安全マージン

+51.4%

適正価値レンジ

$90.27 - $187.49

推定方法

Analyst Target:$74.95
DCF:$300.39
PE-based:$75.02
Graham Growth:$244.13
EPV:$63.81
アナリスト・コンセンサス:保有 (12B / 14H / 3S)
直近の決算サプライズ:+65.28%

バリュエーション指標

P/E レシオ

8.65

ROE

12.5%

P/B レシオ

1.29

P/FCF

5.90

粗利益率

-

ROIC

-

収益性レーダー

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

ファンダメンタル分析基準

合格(15)

  • EPS shows upward trend
  • P/FCF 5.90
  • P/B Ratio 1.29
  • Operating Margin 40.2%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 16.1%
  • Earnings Surprise avg 21.4%
  • PEG Ratio 0.66
  • Earnings Quality (OCF/NI) 1.54
  • Share Dilution -5.6%
  • Net Margin Trend 31.3% vs 26.0%
  • Piotroski F-Score 7/9

不合格(7)

  • Price CAGR 4.70%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)
  • Revenue Growth 5Y 4.3%
  • Analyst Consensus 41% Buy

データなし(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-スコア

7/9

財務健全性が高い

score
criteria

利益の質

1.54

高品質:利益はキャッシュに裏付けられている

株式希薄化

-5.6%

株式を買い戻している。株主に友好的

ガバナンス

経営陣

氏名役職年齢
Mr. Harris Henry SimmonsChairman & CEO71
Mr. Scott J. McLeanPresident, COO & Director68
Mr. Robert Ryan RichardsExecutive VP & CFO48
Mr. Christopher KyriakakisExecutive VP & Chief Risk Officer53
Mr. Kenneth Jay CollinsExecutive VP and Chief Transformation & Operations Officer59
Ms. Margaret MayerExecutive VP & Chief Information Officer-
Dave RichesInterim Director of Investor Relations-
Ms. Rena A. Miller J.D.Executive VP, General Counsel & Corporate Secretary65
Mr. Eric LuceroExecutive VP & Chief Marketing Officer-
Ms. Christina MilesSenior VP & Director of Sales-

監査リスク

2

取締役会リスク

5

報酬リスク

1

株主権利リスク

1

パート2 · 株価と買い時

この部分は企業に価値があるかを判断するものではありません。ファンダメンタルズに納得したうえで、いつ買うかを選ぶためのものです。内容:テクニカル分析、ポテンシャル、過去のドローダウン、ガンマエクスポージャー。

Latest News

Recent headlines for ZION, sourced from Markets Gazette.

  • 4/20/2026NEUTRAL
    Zions Bancorp Reports Q1 2026 Results: Full Earnings Call Transcript

    Zions Bancorp has released its Q1 2026 earnings call transcript. While the transcript provides a detailed account of the company's performance and outlook, it does not contain specific financial figures or forward-looking statements that would indicate a clear positive or negative shift in its valuation. Investors will need to review the transcript for qualitative insights into management's strategy, operational efficiency, and market positioning. The absence of immediate quantitative data suggests a neutral stance until further analysis of the call's content can be performed.

  • 4/17/2026POSITIVE
    How To Earn $500 A Month From Zions Bancorp Stock Ahead Of Q1 Earnings

    Zions Bancorp is set to announce its first-quarter earnings on April 20th. The article highlights a potentially attractive dividend yield, suggesting it could draw investor interest for capital appreciation. While specific earnings forecasts are not detailed, the focus on dividend yield implies a positive outlook for income-focused investors anticipating steady or increased payouts. This could signal a favorable environment for shareholders looking for consistent returns ahead of the earnings report.

via Markets Gazette