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Banner Corporation (BANR)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

基本面

71

价格

$70.38

市值

$2.42B

第一部分 · 这家公司值多少

概览

Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; one- to four-family residential real estate lending; construction, land, and land development loans; commercial business loans; agricultural mortgage and business loans; consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts; and loan solicitation and processing services. In addition, it provides electronic and digital banking services comprising debit cards and ATM programs, internet banking, remote deposit capture, and mobile banking services. The company was founded in 1890 and is based in Walla Walla, Washington.

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Direct competitors

Who this company fights with for the same customers

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资产负债表与流动性

营收

$632M

截至2025/12/31的财政年度

净利润

$195M

截至2025/12/31的财政年度

自由现金流

$248M

股东权益合计

$1.95B

负债合计

$14.41B

流动比率

-

利息覆盖率

0.12

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

Bank合理估值

公允价值

$68.18

当前价格

$70.38

安全边际

-3.2%

公允价值区间

$55.33 - $81.03

估算方法

Analyst price target:$76.50
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$66.39
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$74.99
Dividend discount (Gordon):$40.48
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
分析师共识:买入 (8B / 5H / 0S)
最近财报超预期:-4.69%

估值指标

市盈率(P/E)

12.64

ROE

10.0%

市净率(P/B)

1.20

P/FCF

8.44

毛利率

-

ROIC

-

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

-

WACC

10.2%

ROIC − WACC

-

基本面分析标准

通过(15)

  • EPS shows upward trend
  • P/FCF 8.44
  • P/B Ratio 1.20
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 10.7%
  • Revenue Growth 5Y 6.8%
  • Analyst Consensus 62% Buy
  • Earnings Surprise avg 5.2%
  • PEG Ratio 1.04
  • Earnings Quality (OCF/NI) 1.41
  • Share Dilution 0.1%
  • Piotroski F-Score 6/9

未通过(5)

  • Price CAGR 2.46%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Fairly valued)

不可用(7)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Operating Margin NaN%
  • Current Ratio
  • Debt/EBITDA
  • Net Margin Trend (invalid data)

Piotroski F-评分

6/9

信号混杂:部分领域需关注

score
criteria

盈利质量

1.41

高质量:盈利有现金流支撑

股权稀释

0.1%

股份数量稳定

公司治理

管理团队

姓名职位年龄
Mr. Mark J. GrescovichPresident, CEO & Director61
Mr. Robert G. ButterfieldExecutive VP, CFO & Treasurer56
Ms. Cynthia D. PurcellExecutive VP and Chief Strategy & Administration Officer of Banner Bank68
Mr. James M. CostaExecutive VP & COO of Banner Bank56
Mr. Mark Charles BorreccoEVP & Chief Banking Officer53
Ms. Janet M. BrownExecutive VP & Chief Information Officer57
Mr. Rich ArnoldHead of Investor Relations-
Ms. Sherrey L. LuetjenExecutive VP, General Counsel, Ethics Officer & Secretary53
Ms. Kayleen R. KohlerExecutive Vice President of Human Resources52
Ms. Jill M. RiceExecutive VP & Chief Credit Officer59

审计风险

2

董事会风险

2

薪酬风险

1

股东权利风险

4

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for BANR, sourced from Markets Gazette.

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