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BOK Financial Corporation (BOKF)

POSITIVE
Financial ServicesBanks - RegionalUnited States

基本面

79

价格

$139.69

市值

$8.56B

第一部分 · 这家公司值多少

概览

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and personal and small business checking, online bill paying, mobile banking, automated teller machine, and call centers services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.

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Direct competitors

Who this company fights with for the same customers

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No competitor list for this company yet.

资产负债表与流动性

营收

$2.28B

最近12个月(截至2026/6/30)

净利润

$650M

最近12个月(截至2026/6/30)

自由现金流

$575M

股东权益合计

$5.92B

负债合计

$46.32B

流动比率

-

利息覆盖率

0.60

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

Bank合理估值

公允价值

$124.66

当前价格

$139.69

安全边际

-12.1%

公允价值区间

$89.79 - $159.54

估算方法

Analyst price target:$152.00
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$140.83
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$132.19
Dividend discount (Gordon):$48.68
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
分析师共识:买入 (6B / 10H / 0S)
最近财报超预期:+11.34%

估值指标

市盈率(P/E)

13.23

ROE

9.8%

市净率(P/B)

1.40

P/FCF

6.40

毛利率

-

ROIC

-

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

-

WACC

11.2%

ROIC − WACC

-

基本面分析标准

通过(19)

  • EPS shows upward trend
  • EPS CAGR 8.56%
  • Price CAGR 5.40%
  • P/FCF 6.40
  • P/B Ratio 1.40
  • Operating Margin 36.5%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Undervalued)
  • ROE 10.8%
  • Revenue Growth 5Y 7.4%
  • Earnings Surprise avg 10.0%
  • PEG Ratio 1.66
  • Earnings Quality (OCF/NI) 2.31
  • Share Dilution -2.0%
  • Net Margin Trend 28.5% vs 25.8%
  • Piotroski F-Score 7/9

未通过(4)

  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • Analyst Consensus 38% Buy

不可用(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-评分

7/9

财务状况强健

score
criteria

盈利质量

2.31

高质量:盈利有现金流支撑

股权稀释

-2.0%

正在回购股份,对股东友好

公司治理

管理团队

姓名职位年龄
Mr. Stacy C. KymesCEO, President & Director54
Mr. Martin E. GrunstExecutive VP & CFO58
Mr. Scott Bradley GrauerExecutive Vice President of Wealth Management60
Mr. Mark B. WadeExecutive Vice President of Texas Markets61
Mr. Brad A. VincentExecutive Vice President of Specialised Industries Banking64
Mr. Michael J. Rogers C.P.A.Senior VP & Chief Accounting Officer56
Mr. Derek S. MartinExecutive VP & Chief Information Officer54
Ms. Heather KingSenior VP & Director of Investor Relations50
Mr. Jeffrey A. ReidExecutive VP & Chief Human Resource Officer57
Mr. Anthony P. PhillipsSenior VP of Business Development and National Sales Director of Retirement Plans & Asset Services-

审计风险

4

董事会风险

10

薪酬风险

2

股东权利风险

4

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for BOKF, sourced from Markets Gazette.

  • 4/21/2026NEUTRAL
    BOK Financial Q1 2026 Earnings Call Transcript

    BOK Financial Corporation (BOKF) released its Q1 2026 Earnings Call Transcript on April 21, 2026. The transcript provides detailed insights into the company's financial performance, strategic initiatives, and outlook for the upcoming quarters. While specific financial figures and forward-looking statements are contained within the document, the release of the transcript itself is an informational event. Investors and analysts will review the transcript for nuances in management commentary, discussions on loan growth, net interest margin trends, and expense management, which could influence future investment decisions.

via Markets Gazette