返回排名列表

CVB Financial Corporation (CVBF)

NEUTRAL
Financial ServicesBanks - RegionalUnited States

基本面

62

价格

$22.41

市值

$3.97B

第一部分 · 这家公司值多少

概览

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.

No editorial profile for this company yet

Direct competitors

Who this company fights with for the same customers

No editorial profile for this company yet

No competitor list for this company yet.

资产负债表与流动性

营收

$574M

最近12个月(截至2026/6/30)

净利润

$207M

最近12个月(截至2026/6/30)

自由现金流

$217M

股东权益合计

$2.30B

负债合计

$13.34B

流动比率

-

利息覆盖率

0.60

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

增长一览表

增长 — 营业收入

公允价值估算

Bank合理估值

公允价值

$21.55

当前价格

$22.41

安全边际

-4.0%

公允价值区间

$18.62 - $24.49

估算方法

Analyst price target:$26.17
Discounted cash flow (DCF):Not applicable to this type of company
Earnings multiple (P/E):$18.33
Graham growth formula:Not applicable to this type of company
Earnings power value (EPV):Not applicable to this type of company
Justified P/B:$20.59
Dividend discount (Gordon):$19.77
P/FFO, funds from operations:Not applicable to this type of company
Mid-cycle earnings:Not applicable to this type of company
Revenue multiple:Not applicable to this type of company
分析师共识:买入 (8B / 4H / 0S)
最近财报超预期:-1.16%

估值指标

市盈率(P/E)

15.37

ROE

9.1%

市净率(P/B)

1.25

P/FCF

6.90

毛利率

-

ROIC

-

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

-

WACC

9.8%

ROIC − WACC

-

基本面分析标准

通过(15)

  • EPS shows upward trend
  • EPS CAGR 6.44%
  • P/FCF 6.90
  • P/B Ratio 1.25
  • Operating Margin 53.9%
  • Positive Free Cash Flow
  • CapEx intensity
  • Low reliance on intangibles
  • Price below Graham Number
  • ROE 9.2%
  • Revenue Growth 5Y 12.4%
  • Analyst Consensus 67% Buy
  • Earnings Quality (OCF/NI) 2.79
  • Share Dilution -1.2%
  • Piotroski F-Score 6/9

未通过(8)

  • Price CAGR -0.16%
  • Debt/Equity ratio
  • Interest Coverage
  • Return on Tangible Assets
  • DCF valuation (Overvalued)
  • Earnings Surprise avg -0.6%
  • PEG Ratio 5.97
  • Net Margin Trend 36.0% vs 40.5%

不可用(5)

  • ROIC NaN%
  • Gross Margin NaN%
  • Dividend Payout NaN%
  • Current Ratio
  • Debt/EBITDA

Piotroski F-评分

6/9

信号混杂:部分领域需关注

score
criteria

盈利质量

2.79

高质量:盈利有现金流支撑

股权稀释

-1.2%

正在回购股份,对股东友好

公司治理

管理团队

姓名职位年龄
Mr. David A. BragerCEO & Director57
Mr. E. Allen Nicholson CPAExecutive VP & CFO58
Mr. David C. HarveyExecutive VP & COO57
Mr. David F. FarnsworthExecutive VP & Chief Credit Officer68
Mr. Robertson Jones Jr.President & Director54
Mr. Donald E. Evenson CFASenior VP & Chief Investment Officer-
Ms. Sheryl P. LaygoSenior VP & Chief Accounting Officer44
Mr. Michael K. CurrieSenior VP & Chief Information Officer-
Ms. Joyce Y. KwonExecutive VP & Director of Human Resources-
Mr. G. Larry ZivelonghiExecutive VP and Dairy & Livestock Industries Group Manager-

审计风险

2

董事会风险

3

薪酬风险

2

股东权利风险

1

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for CVBF, sourced from Markets Gazette.

No recent news for CVBF.