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Marqeta, Inc. (MQ)

NEUTRAL
TechnologySoftware - InfrastructureUnited States

基本面

59

价格

$16.30

市值

$1.72B

第一部分 · 这家公司值多少

概览

Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

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Direct competitors

Who this company fights with for the same customers

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资产负债表与流动性

营收

$677M

最近12个月(截至2026/6/30)

净利润

$10M

最近12个月(截至2026/6/30)

自由现金流

$161M

股东权益合计

$762M

负债合计

$763M

流动比率

1.66

利息覆盖率

-

债务/EBITDA

-

每股收益

营收与净利润

自由现金流

收入构成

历史财务表

利润率变化

债务变化

债务负担有多重

增长一览表

增长 — 营业收入

公允价值估算

被高估

公允价值

$12.31

当前价格

$16.30

安全边际

-32.4%

公允价值区间

$8.00 - $16.62

估算方法

Analyst Target:$20.50
DCF:-
PE-based:$5.02
Graham Growth:$1.47
EPV:-
分析师共识:买入 (9B / 12H / 1S)
最近财报超预期:+960.61%

估值指标

市盈率(P/E)

181.22

ROE

-1.8%

市净率(P/B)

2.21

P/FCF

7.98

毛利率

70.0%

ROIC

-1.4%

盈利能力雷达图

Value Creation (Economic Moat)

ROIC

-1.4%

WACC

11.3%

ROIC − WACC

-12.7 pp

ROIC is below the cost of capital — the company is destroying value for every dollar invested.

基本面分析标准

通过(14)

  • EPS shows upward trend
  • Gross Margin 70.0%
  • P/FCF 7.98
  • P/B Ratio 2.21
  • Debt/Equity ratio
  • Positive Free Cash Flow
  • CapEx intensity
  • Current Ratio
  • Revenue Growth 5Y 16.6%
  • Earnings Surprise avg 412.2%
  • Earnings Quality (OCF/NI) 19.25
  • Share Dilution -14.9%
  • Net Margin Trend 1.5% vs -11.7%
  • Piotroski F-Score 5/9

未通过(9)

  • Price CAGR -24.95%
  • ROIC -1.4%
  • Operating Margin -1.9%
  • Return on Tangible Assets
  • Low reliance on intangibles
  • Price below Graham Number
  • DCF valuation (Unknown)
  • ROE 1.4%
  • Analyst Consensus 41% Buy

不可用(4)

  • Dividend Payout NaN%
  • Interest Coverage
  • Debt/EBITDA
  • PEG Ratio (need PE > 0 and growth > 0)

Piotroski F-评分

5/9

信号混杂:部分领域需关注

score
criteria

盈利质量

19.25

高质量:盈利有现金流支撑

股权稀释

-14.9%

正在回购股份,对股东友好

公司治理

管理团队

姓名职位年龄
Mr. Michael MilotichCEO & Director48
Mr. Jason M. GardnerFounder & Non Executive Director55
Ms. Crystal Sumner J.D.Chief Administrative Officer & Corporate Secretary41
Mr. Todd PollakChief Revenue Officer49
Mr. Lukasz StrozekChief Technology Officer-
Ms. Stacey FinermanVice President of Investor Relations-
Mr. Alan Richard CarlisleChief Compliance Officer51
Ms. Karna CrawfordChief Marketing Officer-
Ms. Helena Day ChristiansonChief People Officer-
Ms. Heather Gantt-EvansChief Information Security Officer-

审计风险

1

董事会风险

4

薪酬风险

10

股东权利风险

10

第二部分 · 价格与买入时机

这一部分不判断公司是否值得拥有:它帮助你在基本面说服你之后,选择何时买入。包含:技术分析、潜力、历史回撤、Gamma 敞口。

Latest News

Recent headlines for MQ, sourced from Markets Gazette.

No recent news for MQ.